20 Gentle Spring Ln, Covington, GA 30016 Property Records

Newton County property record for 20 Gentle Spring Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,053 sqft · built 2016
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jul 2022)
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-080-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-080-000`
Alternative APNs	`0025I 080` `11474`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,053 sqft Heated Area
1st Floor Area	2,053 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11474
Street Address	20 GENTLE SPRING LN
City	COVINGTON
State	GA
Zip	30016-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 144 SILVER RDG FRM PH2
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	144
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100506

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 GENTLE SPRING LN, COVINGTON, GA 30016-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 12, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 27, 2022	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Sep 21, 2016 · Amount on File
Deed Document Number	20224036
Deed Book / Page	4418 / 7
Last Transfer Date	Sep 10, 2023
Transfer Doc	0045480194
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 GENTLE SPRING LN, COVINGTON, GA 30016-2313
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GENTLE SPRING LN, COVINGTON, GA 30016-2313

Mortgage

Document Number	0047640000000308
Date	Sep 19, 2025
Book Page	0000004764/0000000308
Instrument	D2025010587

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2052

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 12, 2023
Property Address	20 GENTLE SPRING LN, COVINGTON, GA 30016-2313
Document Number	0045480194
Book / Page	4548 / 194
Instrument Date	Sep 10, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GENTLE SPRING LN, COVINGTON, GA 30016-2313

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 27, 2022
Property Address	20 GENTLE SPRING LN, COVINGTON, GA 30016-2313
Document Number	0044180007
Book / Page	4418 / 7
Instrument Date	Jul 27, 2022
Instrument	2022-004036
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 GENTLE SPRING LN, COVINGTON, GA 30016-2313

Mortgage

Document Number	0044180000000009
Date	Jul 28, 2022
Book Page	0000004418/0000000009
Instrument	013161

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,830.00 (+19.95%) Homeowner's exemption	$155,400 (+25.04%) Land $23,600 Building $131,800	$388,500 (+25.04%) Land $59,000 Building $329,500
2023		$124,280 (+18%) Land $12,800 Building $111,480	$310,700 (+18%) Land $32,000 Building $278,700
2022	$3,193.00 Homeowner's exemption	$105,320 Land $12,800 Building $92,520	$263,300 Land $32,000 Building $231,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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