Worcester County and Worcester City property record for 20 Geneva St, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 1950 |
| Lot Size | 0.699 acres (30,427 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,500 (Jan 2012) |
| Tax Bill | $5,169 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-005-00004 |
| Primary APN | 14-005-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,594 sqft |
| 1st Floor Area | 1,320 sqft |
| Attic | Attic |
| Attic Area | 858 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,427 sqft (0.699 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 14-005-00004 |
|---|---|
| Street Address | 20 GENEVA ST |
| City | WORCESTER |
| State | MA |
| Zip | 01602-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 731102 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 GENEVA ST, WORCESTER, MA 01602-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Nov 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2012 · Amount on Record |
| Deed Sale | Jan 9, 2012 · Amount on Record |
| Prior Sale | Jan 9, 2012 · Amount on Record |
| Deed Book / Page | 48382 / 149 |
| Transfer Doc | 4838000142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 20 GENEVA ST, WORCESTER, MA 01602-4304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064870-192 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 64870/192 |
| Instrument | 47234 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 20 GENEVA ST, WORCESTER, MA 01602-4304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072671-224 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 72671/224 |
| Instrument | 88520 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 20 GENEVA ST, WORCESTER, MA 01602-4304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070931-49 |
|---|---|
| Date | Aug 23, 2024 |
| Book Page | 70931/49 |
| Instrument | 68063 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 20 GENEVA ST, WORCESTER, MA 01602-4304 |
| Document Number | 61441-174 |
| Instrument Date | Nov 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 GENEVA ST WORCESTER MA 016024304, WORCESTER, MA 01602-4304 |
| Document Number | 61441-174 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 061441/000174 |
| Instrument | 124119 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 20 GENEVA ST, WORCESTER, MA 01602-4304 |
| Document Number | 60248-84 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 GENEVA ST WORCESTER MA 016024304, WORCESTER, MA 01602-4304 |
| Document Number | 60248-84 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 060248/000084 |
| Instrument | 30592 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2049 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,169.00 (+2.97%) | $389,200 (+2.26%) Land $129,000 Building $260,200 | $416,497 (+29.33%) |
| 2025 | $5,020.00 (+6.27%) | $380,600 (+15.54%) Land $120,400 Building $260,200 | $322,050 (-11.16%) |
| 2024 | $362,520 | ||
| 2023 | $4,724.00 | $329,400 Land $104,800 Building $224,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1996–2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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