Cheshire County and Keene City property record for 20 Gemini Dr, Keene, NH 03431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 986 sqft · built 1968 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jan 2024) |
| Tax Bill | $6,984 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Apr 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | KEEN M:508 L:74 |
| Primary APN | KEEN M:508 L:74 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 946 sqft |
| Unfinished Basement | 946 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 508074000000000 |
|---|---|
| Street Address | 20 GEMINI DR |
| City | KEENE |
| State | NH |
| Zip | 03431-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Lot Number | 74 |
| Jurisdiction | KEENE CITY NH |
| Township / Civil Division | KEENE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 971000 |
20 Gemini Dr is owned and occupied by two individuals who acquired it in May 2025.
Source: Cheshire County and Keene City records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit MASCOMA BANK |
| Jul 17, 2025 | Deed of Trust, Mortgage · Line of Credit MASCOMA BANK |
| Jun 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 30, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jan 18, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROBERT L BYINGTON |
| Jan 31, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on File |
| Deed Sale | Jan 18, 2024 · Amount on File |
| Prior Sale | Jan 31, 2023 · Amount on File |
| Deed Document Number | 20242400347 |
| Deed Book / Page | 3267 / 1388 |
| Last Transfer Date | May 20, 2025 |
| Transfer Doc | 03312-1346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Jun 4, 2026 |
| Property Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Number | 03350-1354 |
| Book / Page | 3350 / 1354 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026119 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03242-1066 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 3242/1066 |
| Instrument | 2302099 |
| Name | MASCOMA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003316-222 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 3316/222 |
| Instrument | 2505100 |
| Name | MASCOMA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Jun 17, 2025 |
| Property Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Number | 03312-1346 |
| Book / Page | 3312 / 1346 |
| Instrument Date | May 20, 2025 |
| Instrument | 2504146 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | May 30, 2025 |
| Property Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Number | 003311-126 |
| Book / Page | 3311 / 126 |
| Instrument Date | May 20, 2025 |
| Instrument | 2503619 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Jan 18, 2024 |
| Property Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Number | 03267-1388 |
| Book / Page | 3267 / 1388 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2400347 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 178 WENTWORTH RD, WALPOLE, NH 03608 |
| Document Number | 0002400348 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2400348 |
| Name | ROBERT L BYINGTON |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 003267-799 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 3267/799 |
| Instrument | 2400211 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | Jan 31, 2023 |
| Property Address | 20 GEMINI DR, KEENE, NH 03431-4830 |
| Document Number | 03237-1378 |
| Book / Page | 3237 / 1378 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2300628 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 MERRIAM RD, WALPOLE, NH 03608-5031 |
The 2025 property tax bill for 20 Gemini Dr was $6,984, up 3.9% from the year before.
Source: Cheshire County and Keene City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| Municipality | Keene City |
| Unified School District | Keene School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,984.00 (+3.93%) | $203,200 (-) Land $47,100 Building $156,100 |
| 2024 | $6,720.00 (+9.02%) | $203,200 (+5.12%) Land $47,100 Building $156,100 |
| 2023 | $6,164.00 (+8.48%) | $193,300 (+5.57%) Land $47,100 Building $146,200 |
| 2022 | $5,682.00 | $183,100 Land $47,100 Building $136,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Gemini Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Gemini Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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