20 Gem St, Stratford, CT 06614 Property Records

Stratford Town property record for 20 Gem St, Stratford, CT 06614

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,234 sqft · built 1960
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Jun 2019)
Tax Bill$7,575 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSTRA M:10-15 B:2 L:4

Property Details

APN / Parcel Number

Primary APNSTRA M:10-15 B:2 L:4
Alternative APNs
  • 0640200
  • 640200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,234 sqft Living Area
Gross Area3,522 sqft
1st Floor Area1,234 sqft
Basement Area1,234 sqft
Unfinished Basement1,234 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number640200
Street Address20 GEM ST
CitySTRATFORD
StateCT
Zip06614-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Block2
Legal Lot Number4
JurisdictionSTRATFORD CT
Township / Civil DivisionSTRATFORD
Census Block Group1
Census Block1007
Census Tract81000

Owner

20 Gem St is owned and occupied by two individuals who bought it in June 2019.

Source: Stratford Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address20 GEM ST, STRATFORD, CT 06614-2026
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on File
Deed SaleJun 25, 2019 · Amount on File
Prior SaleMar 28, 2003 · Amount on File
Deed Book / Page4283 / 124
Record UpdatedSep 20, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTRATFORD CT
Recording DateJun 25, 2019
Property Address20 GEM ST, STRATFORD, CT 06614-2026
Document Number4283-124
Book / Page4283 / 124
Instrument DateJun 24, 2019
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address792 CHOPSEY HILL RD, BRIDGEPORT, CT 06606-3809

Mortgage

Document Number4283127
DateJun 25, 2019
Instrument4283/127
Lender
NameED MARBLE&TILE INST
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Gem St was $7,575.

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionStratford Town
Unified School DistrictStratford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,575.00$188,440 Land $91,560 Building $96,880$131,908 Land $64,092 Building $67,816
2024$7,575.00
2023$7,575.00 (+1.87%)$188,440 (-) Land $91,560 Building $96,880
2022$7,436.00$188,440 Land $91,560 Building $96,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Gem St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Gem St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Nearby Properties on Gem St

Nearby Streets

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