Hampden County and Westfield City property record for 20 Gary Dr, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,913 sqft · built 1986 |
| Lot Size | 0.573 acres (24,957 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $320,000 (Mar 1990) |
| Tax Bill | $8,246 (2026) |
| Deeds & Mortgages | Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:155 L:15 |
| Primary APN | WFLD M:155 L:15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,913 sqft Living Area |
| Gross Area | 4,789 sqft |
| Basement Area | 1,392 sqft |
| Unfinished Basement | 1,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,957 sqft (0.573 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 GARY DR |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 15 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 812600 |
20 Gary Dr is owner-occupied and held in a trust since February 2023.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20 GARY DR, WESTFIELD, MA 01085-4555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 1990 · Amount on File |
| Deed Sale | Mar 30, 1990 · Amount on File |
| Last Transfer Date | Feb 27, 2023 |
| Transfer Doc | 0024921-55 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 28, 2023 |
| Property Address | 20 GARY DR, WESTFIELD, MA 01085-4555 |
| Document Number | 0024921-55 |
| Book / Page | 24921 / 55 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 9022 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 GARY DR, WESTFIELD, MA 01085-4555 |
The 2026 property tax bill for 20 Gary Dr was $8,246, up 4.1% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,246.00 (+4.13%) | $552,300 (+5.87%) Land $157,700 Building $394,600 | $648,647 (-15.31%) |
| 2025 | $7,919.00 | $521,700 Land $162,200 Building $359,500 | $765,890 (+33.54%) |
| 2024 | $573,515 | ||
| 2023 | $7,824.00 | $460,800 Land $140,500 Building $320,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Gary Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1982–2020) |
| Most Recent Claim | Sep 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Gary Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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