20 Garland St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 20 Garland St, Everett, MA 02149

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,009 sqft · built 1920
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jan 2015)
Tax Bill	$7,287 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M00007 000232 01`

Property Details

APN / Parcel Number

Primary APN	`M00007 000232 01`
Alternative APNs	`EVER M:M0 B:07 L:000232` `M:M00 B:007 L:000232-01` `M00007 00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,009 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	996 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,999 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M00007 000232 01
Street Address	20 GARLAND ST
City	EVERETT
State	MA
Zip	02149-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DD
Legal Block	7
Legal Lot Number	232
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2004
Census Tract	342101

Owner

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 GARLAND ST, EVERETT, MA 02149-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Closed-End Mortgage STONEHAM COOPERATIVE BANK
Sep 21, 2018	Deed of Trust, Mortgage · Closed-End Mortgage STONEHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2015 · Amount on Record
Deed Sale	Jan 9, 2015 · Amount on Record
Prior Sale	Aug 4, 2014 · Amount on Record
Deed Book / Page	64775 / 535
Transfer Doc	064775-535
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	20 GARLAND ST, EVERETT, MA 02149-5025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69931-120
Date	Sep 14, 2017
Book Page	69931/120
Instrument	149384

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2037

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	20 GARLAND ST, EVERETT, MA 02149-5025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71644-263
Date	Sep 21, 2018
Book Page	71644/263
Instrument	145827

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,287.00 (+18.51%)	$577,400 (+6.95%) Land $259,200 Building $318,200	$587,694 (+12.21%)
2025	$6,149.00 (+3.62%)	$539,900 (+4.27%) Land $242,400 Building $297,500	$523,735 (-1.45%)
2024	$5,934.00 (+2.1%)	$517,800 (+4.95%) Land $220,800 Building $297,000	$531,430
2023	$5,812.00	$493,400 Land $211,200 Building $282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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