20 Gardenside Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 20 Gardenside Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,542 sqft · built 1980
Lot Size	0.67 acres (29,185 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2018)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9852-91-3314`

Property Details

APN / Parcel Number

Primary APN	`9852-91-3314`
Alternative APNs	`9852913315 0007862` `660195`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,542 sqft Heated Area
1st Floor Area	668 sqft
Basement Area	1,028 sqft
Finished Basement	514 sqft
Unfinished Basement	514 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	29,185 sqft (0.67 acres)
Garage Area	352 sqft
Porch	Slab
Porch Area	256 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 GARDENSIDE RD
City	MARS HILL
State	NC
Zip	28754-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	GARDENSIDE OF WOLF LAUREL VILLAGE LO:3 PL:3-32
Legal Subdivision	WOLF LAUREL ESTATES
Legal Block	91
Legal Lot Number	3
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1007
Census Tract	10100

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14209 CLARENDON DR, TAMPA, FL 33624-2626
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CASTLE MORTGAGE CORP
Dec 7, 2021	Warranty Deed, Transfer
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Book / Page	659 / 255
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	20 GARDENSIDE RD, MARS HILL, NC 28754-9456
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14209 CLARENDON DR, TAMPA, FL 33624-2626

Mortgage

Document Number	0007610093
Date	Oct 24, 2022
Book Page	761/93
Instrument	348674

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Dec 7, 2021
Property Address	20 GARDENSIDE RD, MARS HILL, NC 28754-9456
Document Number	0007370578
Book / Page	737 / 578
Map Reference	MB 3 PG 32
Instrument Date	Nov 23, 2021
Instrument	344473
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 LISMORE ST, 204, HUTTO, TX 78634-5686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14209 CLARENDON DR, TAMPA, FL 33624-2626

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Oct 26, 2018
Property Address	20 GARDENSIDE RD, MARS HILL, NC 28754-9456
Document Number	0006590255
Book / Page	659 / 255
Map Reference	MB 3 PG 32
Instrument Date	Oct 24, 2018
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 KINGS WAY LN, 1318, TARPON SPRINGS, FL 34688-7636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6804 NW 27TH CT, SUNRISE, FL 33313-2041

Mortgage

Document Number	659260
Date	Oct 26, 2018
Instrument	659/260

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00	$330,948 (+110.44%) Land $45,400 Building $285,548	$330,948 (+110.44%) Land $45,400 Building $285,548
2023		$157,262 Land $33,750 Building $123,512	$157,262 Land $33,750 Building $123,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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