20 Gallavant Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 20 Gallavant Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,353 sqft · built 2017
Lot Size	0.86 acres (37,462 sqft)
Owner	Owner Name on File
Last Sale	$115,000 (Jun 2013)
Tax Bill	$8,989 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R61404600000880000`

Property Details

APN / Parcel Number

Primary APN	`R61404600000880000`
Alternative APN	`13555692`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,353 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Detached
Garage Area	760 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	13555692
Old Parcel Number	R61404600000880000
Street Address	20 GALLAVANT RD
City	BLUFFTON
State	SC
Zip	29910-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 377 PALMETTO BLUFF BLK HPB118 P111-114~01/12 LOT LINE REVIS PB132 P165-168
Legal Subdivision	PALMETTO BLUFF S/D
Legal Block	H
Legal Lot Number	377
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1135
Census Tract	2102

Owner

The current owner of 20 Gallavant Rd bought it in June 2013.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	20 GALLAVANT RD, BLUFFTON, SC 29910-7715
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2013 · Amount on File
Deed Sale	Jun 17, 2013 · Amount on File
Deed Document Number	2013034158
Deed Book / Page	3248 / 1963
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	20 GALLAVANT RD, BLUFFTON, SC 29910-7715
Document Number	0000043740
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 GALLAVANT RD BLUFFTON SC 299107715, BLUFFTON, SC 29910-7715

Mortgage

Document Number	0000043740
Date	Aug 10, 2018
Book Page	003691/000866
Instrument	43740

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.52%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Gallavant Rd was $8,989, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,989.00 (-0.07%)	$55,770 (-33.68%)
2024	$8,995.00	$84,092 (-) Land $19,000 Building $65,092	$2,102,300 (-) Land $475,000 Building $1,627,300
2023	$8,995.00 (+8.65%)	$84,092 (+62.31%) Land $19,000 Building $65,092	$2,102,300 (+62.31%) Land $475,000 Building $1,627,300
2022	$8,279.00 Homeowner's exemption	$51,808 Land $8,600 Building $43,208	$1,295,200 Land $215,000 Building $1,080,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Gallavant Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Gallavant Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20