Flagler County property record for 20 Gale Ln, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,672 sqft Heated Area |
| Lot Size | 26,659 sqft (0.612 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $720,000 (2022) |
| Tax Bill | $7,123.00 (2025) |
| Primary APN | 03-13-31-5120-1B020-0200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,672 sqft Heated Area |
| Gross Area | 3,696 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,659 sqft (0.612 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 1,707 sqft Driveway |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Pool Area | 420 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 20 GALE LN |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1B-F UNIT 2 LOT 20 OR 611 PG 1065 OR 2312/630 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1B |
| Legal Lot Number | 20 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1B020-0200
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage TOWNSTONE FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2018 · Amount on Record |
| Deed Doc Number | 2022015074 |
| Deed Book / Page | 2670 / 872 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 22, 2022 |
| Property Address | 20 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0026700872 |
| Book / Page | 2670 / 872 |
| Map Reference | MB 30 PG 22 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022015074 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,040.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 PRIMROSE LN, 1109, SHOREWOOD, IL 60404-9534 |
| Name | Verified Name |
|---|---|
| Address | 20 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0002670874 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2670/874 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025530520 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 2553/520 |
| Instrument | 2021021568 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 15, 2018 |
| Property Address | 20 GALE LN, ORMOND BEACH, FL 32174-9224 |
| Document Number | 0023120630 |
| Book / Page | 2312 / 0630 |
| Map Reference | MB30 PG22-23 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 2018038883 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLSOING & TITLE SER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 751 COBBLESTONE WAY, 751, ORMOND BEACH, FL 32174-1025 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1109 PRIMROSE LN, SHOREWOOD, IL 60404-9534 |
| Document Number | 2018038884 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 2018038884 |
| Name | TOWNSTONE FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,123.00 (-4.05%) | $505,719 (+3.16%) Land $79,200 Building $426,519 | $505,719 (+3.16%) Land $79,200 Building $426,519 |
| 2023 | $7,424.00 (+16.78%) | $490,234 (+3.59%) Land $79,200 Building $411,034 | $490,234 (+3.59%) Land $79,200 Building $411,034 |
| 2022 | $6,357.00 | $473,222 Land $79,200 Building $394,022 | $473,222 Land $79,200 Building $394,022 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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