20 Frost Rd, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 20 Frost Rd, Derry, NH 03038 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1967
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2017)
Tax Bill	$8,454 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:3 B:98`

Property Details

APN / Parcel Number

Primary APN	`DERY M:3 B:98`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,056 sqft
Basement Area	816 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 FROST RD
City	DERRY
State	NH
Zip	03038-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	4
Census Block	4000
Census Tract	3601

Owner

Source: Rockingham County and Derry Town records · APN DERY M:3 B:98

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 FROST RD, DERRY, NH 03038-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GRANITE STATE CU
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADERONE FINANCIAL
Jul 24, 2017	Warranty Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	201730804
Deed Book / Page	5838 / 84
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Recording Date	May 20, 2026
Property Address	20 FROST RD, DERRY, NH 03038-4401
Document Number	06706-2769
Book / Page	6706 / 2769
Instrument Date	May 15, 2026
Instrument	202617781
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FROST RD, DERRY, NH 03038-4401
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017781,
Date	May 20, 2026
Book Page	6706/2769
Instrument	202617781

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	20 FROST RD, DERRY, NH 03038-4401
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006305-364
Date	Jul 20, 2021
Book Page	6305/364
Instrument	21046457

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	20 FROST RD, DERRY, NH 03038-4401
Transaction Type	Mortgage
Record Updated	Jun 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6283-1430
Date	May 26, 2021
Book Page	6283/1430
Instrument	21034659

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jul 24, 2017
Property Address	20 FROST RD, DERRY, NH 03038-4401
Document Number	0058380084
Book / Page	005838 / 000084
Instrument Date	Jul 21, 2017
Instrument	30804
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 MILLVILLE CIR SALEM NH 030792215, SALEM, NH 03079-2215

Mortgage

Document Number	58380086
Date	Jul 24, 2017
Book Page	005838/000086
Instrument	30805

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Rockingham County and Derry Town records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,454.00 (+1.6%)	$445,200 (-) Land $229,700 Building $215,500
2024	$8,321.00 (+8.63%)	$445,200 (+20.19%) Land $229,700 Building $215,500
2023	$7,660.00 (+8.62%)	$370,400 (-) Land $195,200 Building $175,200	$454,480
2022	$7,052.00	$370,400 Land $195,200 Building $175,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockingham County (33015C), updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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