20 Front St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 20 Front St, Ashland, MA 01721

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,860 sqft · built 1960
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Apr 2019)
Tax Bill	$6,436 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:014/014.0-0144-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/014.0-0144-0000.0`
Alternative APN	`ASHL M:014.0 B:0144 L:0000.0`

Interior

Building Area	1,860 sqft Gross Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Total Buildings	2 Buildings

Location & Zoning

Street Address	20 FRONT ST
City	ASHLAND
State	MA
Zip	01721-1605
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	30
Legal Block	144
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1017
Census Tract	385102

Owner

20 Front St, a commercial property, is owned by a company that bought it in April 2019.

Source: Middlesex County and Ashland Town records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	20 FRONT ST, ASHLAND, MA 01721-1605
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Deed Document Number	201944929
Deed Book / Page	72444 / 355
Prior Transfer Date	Apr 9, 2019
Prior Transfer Doc	72444-355
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Apr 11, 2019
Property Address	20 FRONT ST, ASHLAND, MA 01721-1605
Document Number	72444-355
Book / Page	72444 / 355
Instrument Date	Apr 9, 2019
Instrument	44929
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FRONT ST, ASHLAND, MA 01721-1605

Mortgage

Document Number	44931
Date	Apr 11, 2019
Instrument	44931

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Front St was $6,436, down 3.6% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,436.00 (-3.55%)	$504,000 (-) Land $272,800 Building $231,200
2024	$6,673.00	$504,000 Land $272,800 Building $231,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units
Nearby Flood Claims	2 (2001–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20