20 Freeman St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 20 Freeman St, Biddeford, ME 04005

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 4 ba · 3,628 sqft · built 1920
Lot Size0.18 acres (7,841 sqft)
Owner2 Individuals on Record
Last Sale$302,500 (May 2021)
Tax Bill$8,337 (2025)
Deeds & MortgagesJun 2019 Refinance
Nov 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNBIDD M:39 L:299

Property Details

APN / Parcel Number

Primary APNBIDD M:39 L:299
Alternative APN
  • 392990000

Interior

Bedrooms9 Beds
Full Baths4 Baths
Total Rooms17 Rooms
Units4 Units
Stories3 Stories
Building Area3,628 sqft Living Area
Gross Area6,604 sqft
1st Floor Area1,236 sqft
Basement Area1,420 sqft
Unfinished Basement1,420 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAsbestos
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area7,841 sqft (0.18 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number392990000
Street Address20 FREEMAN ST
CityBIDDEFORD
StateME
Zip04005-2884
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR2
Legal Lot Number299
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group3
Census Block3012
Census Tract25206

Owner

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address328 LINCOLN ST, 3, SACO, ME 04072-3190
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Nov 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
May 14, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Apr 4, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Prior SaleMay 20, 2016 · Amount on Record
Deed Document Number20212021027786
Deed Book / Page18664 / 884
Prior Transfer DateMay 13, 2021
Prior Transfer Doc0186640884
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address20 FREEMAN ST, BIDDEFORD, ME 04005-2884
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0179760273
DateJun 20, 2019
Book Page17976/273
Instrument2019022587
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term265 Months
DueJul 1, 2041

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address20 FREEMAN ST, BIDDEFORD, ME 04005-2884
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181010545
DateNov 19, 2019
Book Page18101/545
Instrument2019049626
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term265 Months
DueDec 1, 2041

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBIDDEFORD ME
Recording DateMay 14, 2021
Property Address20 FREEMAN ST, BIDDEFORD, ME 04005-2884
Document Number0186640884
Book / Page18664 / 884
Instrument DateMay 13, 2021
Instrument2021027786
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture

Mortgage

Document Number2021027787
DateMay 14, 2021
Instrument2021027787
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateApr 4, 2018
Property Address20 FREEMAN ST, BIDDEFORD, ME 04005-2884
Document Number0176890309
Book / Page017689 / 000309
Instrument DateApr 4, 2018
Instrument12443
Transaction TypeTransfer
Record UpdatedMay 2, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FREEMAN ST #102 BIDDEFORD ME 040052886, 102, BIDDEFORD, ME 04005-2886

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,337.00 (+6.45%)$558,000 (+1.31%) Land $178,100 Building $379,900
2024$7,832.00 (+8.39%)$550,800 (-) Land $178,100 Building $372,700
2023$7,226.00 (+12.82%)$550,800 (+41.12%) Land $178,100 Building $372,700
2022$6,405.00$390,300 Land $96,500 Building $293,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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