Rensselaer County and Brunswick Town property record for 20 Freeman Ave, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,200 sqft · built 1956 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,101 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Feb 2021 Mortgage |
| APN | 382200 91.4-1-17 |
| Primary APN | 382200 91.4-1-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 163 ft deep x 150 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 84 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 215L176885 |
|---|---|
| Street Address | 20 FREEMAN AVE |
| City | TROY |
| State | NY |
| Zip | 12180-8806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | BRUNSWICK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 52004 |
20 Freeman Ave is owned and occupied by two individuals.
Source: Rensselaer County and Brunswick Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 FREEMAN AVE, TROY, NY 12180-8806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU |
| Feb 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 20 FREEMAN AVE, TROY, NY 12180-8806 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098100095 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 9810/95 |
| Instrument | 2021-599437 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 20 FREEMAN AVE, TROY, NY 12180-8806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094820024 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 9482/24 |
| Instrument | 2021-584030 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Mar 1, 2040 |
The 2026 property tax bill for 20 Freeman Ave was $5,101 with a homeowner's exemption, up 6.3% from the year before.
Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Brunswick Town |
| Unified School District | Brunswick Central School District (Brittonkill) (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,101.00 (+6.34%) Homeowner's exemption | ||
| 2025 | $4,797.00 | $40,500 Land $5,700 Building $34,800 | $251,553 Land $35,404 Building $216,149 |
| 2023 | $40,500 Land $5,700 Building $34,800 | $210,390 Land $29,610 Building $180,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 20 Freeman Ave; there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Freeman Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK CONSOLIDATED WATER DISTRICT serves 7,050 people · EPA ID NY4110144 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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