Montgomery County and Amsterdam City property record for 20 Frederick St, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,417 sqft · built 1940 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $81,000 (Aug 2005) |
| Tax Bill | $1,337 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 56.10-4-11 |
| Primary APN | 270100 56.10-4-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,417 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Upper Floors Area | 607 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 125 ft deep x 201 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0132340 |
|---|---|
| Street Address | 20 FREDERICK ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-5229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | H 2 G L 60 X 125 |
| Legal Block | 4 |
| Legal Lot Number | 11.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 70800 |
20 Frederick St is owned and occupied by an individual who bought it in August 2005.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 FREDERICK ST, AMSTERDAM, NY 12010-5229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2005 · Amount on File |
| Deed Sale | Aug 11, 2005 · Amount on File |
| Prior Sale | Oct 23, 1996 · Amount on File |
| Deed Book / Page | 1298 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 20 FREDERICK ST, AMSTERDAM, NY 12010-5229 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000499 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-3499 |
| Name | BROADVIEW FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20 Frederick St was $1,337 with exemptions applied, up 105.1% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,337.00 (+105.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $652.00 | $57,000 Land $10,000 Building $47,000 | $167,647 Land $29,412 Building $138,235 |
| 2023 | $57,000 Land $10,000 Building $47,000 | $132,558 Land $23,256 Building $109,302 | |
| 2020 | $310.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Frederick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Frederick St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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