20 Frederick Rd, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 20 Frederick Rd, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1960
Lot Size	0.212 acres (9,202 sqft)
Owner	Individual Name on Record
Last Sale	$150,001 (Jul 2020)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`002-0407052`

Property Details

APN / Parcel Number

Primary APN	`002-0407052`
Alternative APNs	`16000391900004023000` `141600 39.19-4-23`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,202 sqft (0.212 acres)
Lot Dimensions	106 ft deep x 86.1 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002-0407052
Street Address	20 FREDERICK RD
City	TONAWANDA
State	NY
Zip	14150-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	198PT27FT S ELL CK GL 36 M77 MC1923 L251 86.1X 106.5
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	23.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3003
Census Tract	7600

Owner

Source: Erie County and Tonawanda City records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 FREDERICK RD, TONAWANDA, NY 14150-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	May 9, 2011 · Amount on Record
Deed Document Number	2020111783
Deed Book / Page	11362 / 7706
Prior Transfer Date	May 2, 2011
Prior Transfer Doc	0112029730
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 13, 2020
Property Address	20 FREDERICK RD, TONAWANDA, NY 14150-4213
Document Number	0113627706
Book / Page	011362 / 007706
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HARTMAN PL BUFFALO NY 142072031, BUFFALO, NY 14207-2031

Mortgage

Document Number	139466121
Date	Jul 13, 2020
Book Page	013946/006121

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (-39.87%)	$187,000 (-) Land $19,800 Building $167,200	$214,900 (+6.86%) Land $22,754 Building $192,146
2024	$5,235.00	$187,000 (-) Land $19,800 Building $167,200	$201,100 (+7.54%) Land $21,293 Building $179,807
2023		$187,000 Land $19,800 Building $167,200	$187,000 Land $19,800 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1989

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20