20 Frederick Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 20 Frederick Rd, Binghamton, NY 13901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,044 sqft · built 1955
Lot Size0.257 acres (11,222 sqft)
OwnerIndividual Name on Record
Last Sale$216,300 (Nov 2025)
Tax Bill$5,197 (2026)
Deeds & MortgagesNov 2025 Mortgage
Jul 2021 Mortgage
+ 1 more
APN032400 112.07-2-47

Property Details

APN / Parcel Number

Primary APN032400 112.07-2-47
Alternative APNs
  • 240011200700020470000000
  • 24258900000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,044 sqft Living Area
1st Floor Area1,044 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area11,222 sqft (0.257 acres)
Lot Dimensions150 ft deep x 74.8 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area434 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number24258900000
Street Address20 FREDERICK RD
CityBINGHAMTON
StateNY
Zip13901-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description00600000130780000000
Legal Block2
Legal Lot Number47.000
JurisdictionBROOME NY
Township / Civil DivisionCHENANGO
Census Block Group1
Census Block1006
Census Tract12102

Owner

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address698 CHENANGO ST, BINGHAMTON, NY 13901-1901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
VISIONS FCU
Nov 2, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Deed Document Number202530055
Deed Book / Page2810 / 472
Prior Transfer DateNov 21, 2025
Prior Transfer Doc0000030055
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address20 FREDERICK RD, BINGHAMTON, NY 13901-1310
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address898 CHENANGO ST, BINGHAMTON, NY 13901-1729

Mortgage

Document NumberM4238/1383
DateNov 24, 2025
Book PageM4238/1383
Instrument202500030056
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address20 FREDERICK RD, BINGHAMTON, NY 13901-1310
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FREDERICK RD, BINGHAMTON, NY 13901-1310

Mortgage

Document Number0040221323
DateJul 6, 2021
Book Page4022/1323
Instrument202100019034
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBROOME NY
Recording DateNov 2, 2017
Property Address20 FREDERICK RD, BINGHAMTON, NY 13901-1310
Document Number0025400213
Book / Page002540 / 000213
Instrument DateOct 31, 2017
Instrument26818
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FREDERICK RD BINGHAMTON NY 139011310, BINGHAMTON, NY 13901-1310

Tax Assessment & Valuation

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionChenango Town
Unified School DistrictChenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,197.00 (+12.46%) Homeowner's exemption
2025$4,621.00 (+5.65%) Homeowner's exemption$72,700 (-) Land $10,900 Building $61,800$169,500 (+18.44%) Land $25,413 Building $144,087
2024$4,374.00
2023$72,700 Land $10,900 Building $61,800$143,110 Land $21,457 Building $121,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHENANGO CONSOLIDATED WD #1
serves 9,200 people · EPA ID NY0301653
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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