20 Frederick Dr, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 20 Frederick Dr, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,913 sqft · built 1965
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (May 2022)
Tax Bill	$8,326 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0089 L:0000 P:0021J`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0089 L:0000 P:0021J`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,913 sqft Living Area
Gross Area	3,409 sqft
1st Floor Area	1,335 sqft
Basement Area	771 sqft
Unfinished Basement	771 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 FREDERICK DR
City	WILMINGTON
State	MA
Zip	01887-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2023
Census Tract	331101

Owner

20 Frederick Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 FREDERICK DR, WILMINGTON, MA 01887-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Book / Page	37029 / 273
Prior Transfer Date	May 2, 2022
Prior Transfer Doc	037029-273
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	May 3, 2022
Property Address	20 FREDERICK DR, WILMINGTON, MA 01887-1124
Document Number	037029-273
Book / Page	37029 / 273
Instrument Date	May 2, 2022
Instrument	18964
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 FREDERICK DR, WILMINGTON, MA 01887-1124

Mortgage

Document Number	0000018965
Date	May 3, 2022
Instrument	18965

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Frederick Dr was $8,326, up 2.2% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,326.00 (+2.16%)	$729,700 (+2.51%) Land $335,700 Building $394,000	$802,988 (+2.52%)
2025	$8,150.00 (+5.46%)	$711,800 (+5.28%) Land $310,900 Building $400,900	$783,275 (+8.59%)
2024	$7,728.00 (-0.08%)	$676,100 (+4.38%) Land $310,900 Building $365,200	$721,335
2023	$7,734.00	$647,700 Land $287,800 Building $359,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Frederick Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2001–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Frederick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20