20 Fred Davis 2 Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 20 Fred Davis 2 Rd, Cheraw, SC 29520

Property Summary

Property Type	Rural Home
Details	built 2017
Lot Size	16.9 acres (736,164 sqft)
Owner	2 Individual Names on Record
Tax Bill	$787 (2025)
Deeds & Mortgages	Oct 2019 Refinance Jul 2016 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221 000 000 043`

Property Details

APN / Parcel Number

Primary APN	`221 000 000 043`
Alternative APNs	`00028917` `02719594` `2719594`

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	736,164 sqft (16.9 acres)

Location & Zoning

Account Number	00028917
Street Address	20 FRED DAVIS 2 RD
City	CHERAW
State	SC
Zip	29520-6835
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	16.90 AC
Legal Subdivision	CHARLES BROOKS LOWERY
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	950401

Owner

Source: Chesterfield County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 FRED DAVIS 2 RD, CHERAW, SC 29520-6835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO
Jul 1, 2016	Deed of Trust, Mortgage · Construction Mortgage YADKIN BANK
Nov 12, 2009	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 9, 2009
Transfer Doc	00453/1105
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	20 FRED DAVIS 2 RD, CHERAW, SC 29520-6835
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000509/909
Date	Oct 25, 2019
Book Page	509/909
Instrument	4067

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	20 FRED DAVIS 2 RD, CHERAW, SC 29520-6835
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00484/1410
Date	Jul 1, 2016
Book Page	484/1410
Instrument	201600002221

Lender

Name	YADKIN BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

November 2009: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Nov 12, 2009
Property Address	20 FRED DAVIS 2 RD, CHERAW, SC 29520-6835
Document Number	00453/1105
Book / Page	453 / 1105
Instrument Date	Nov 9, 2009
Instrument	200900003882
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 ED LOWERY RD, CHESTERFIELD, SC 29709-7123

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00 (+32.05%)	$5,590 (+14.78%) Land $320 Building $5,270
2024			$146,600 (-) Land $32,000 Building $114,600
2023	$596.00	$4,870 Land $290 Building $4,580	$146,600 Land $32,000 Building $114,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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