20 Franzone Dr, Haverhill, MA 01835 Property Records

Essex County and Haverhill City property record for 20 Franzone Dr, Haverhill, MA 01835

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,355 sqft · built 1985
Lot Size	0.223 acres (9,745 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Mar 2024)
Tax Bill	$4,446 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`747-2-54C`

Property Details

APN / Parcel Number

Primary APN	`747-2-54C`
Alternative APN	`HAVE M:0747 B:0002A L:20`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,355 sqft Living Area
Gross Area	2,322 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,745 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	747-2-54C
Street Address	20 FRANZONE DR
City	HAVERHILL
State	MA
Zip	01835-7181
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	2A
Legal Lot Number	20
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	3
Census Block	3006
Census Tract	261000

Owner

Source: Essex County and Haverhill City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 FRANZONE DR, 20, HAVERHILL, MA 01835-7181
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENTUCKET BANK
Mar 25, 2020	Condominium Deed, Transfer NOT AVAILABLE
Aug 1, 2018	Quit Claim Deed, Transfer ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Book / Page	42039 / 74
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Mar 26, 2024
Property Address	20 FRANZONE DR, HAVERHILL, MA 01835-7181
Document Number	0042039-74
Book / Page	42039 / 74
Instrument Date	Mar 26, 2024
Instrument	20240326002700
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 FRANZONE DR # 20, 20, HAVERHILL, MA 01835-7181

Mortgage

Document Number	240326002710
Date	Mar 26, 2024
Instrument	240326002710

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	20 FRANZONE DR, HAVERHILL, MA 01835-7181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38320-61
Date	Mar 9, 2020
Book Page	38320/61
Instrument	20200309001840

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	HAVERHILL MA
Recording Date	Mar 25, 2020
Property Address	20 FRANZONE DR, HAVERHILL, MA 01835-7181
Document Number	38363-254
Book / Page	038363 / 000254
Instrument Date	Mar 13, 2020
Instrument	25000660
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20 FRANZONE DR HAVERHILL MA 018357181, HAVERHILL, MA 01835-7181

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Aug 1, 2018
Property Address	20 FRANZONE DR, HAVERHILL, MA 01835-7181
Document Number	36910-6
Book / Page	36910 / 6
Instrument	180801003730
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FRANZONE DR, HAVERHILL, MA 01835-7181

Mortgage

Document Number	369100011
Date	Aug 1, 2018
Instrument	36910/0011

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,446.00 (+1.32%)	$415,100 (+0.65%) Building $415,100	$439,280
2024	$4,388.00 (+11.57%)	$412,400 (+16.93%) Building $412,400
2023	$3,933.00	$352,700 Building $352,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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