Frederick County property record for 20 Franklin St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,700 sqft · built 1863 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,527 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-092891 |
| Primary APN | 02-092891 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 6,625 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 092891 |
|---|---|
| Street Address | 20 FRANKLIN ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M1 |
| Legal Description | LT 50 X 132 1/2 20 FRANKLIN ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 20 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 772200 |
20 Franklin St is owned by a company and is owner-occupied.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 FRANKLIN ST, FREDERICK, MD 21701-5710 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 18, 2022 |
| Property Address | 20 FRANKLIN ST, FREDERICK, MD 21701-5710 |
| Document Number | 0161830268 |
| Book / Page | 16183 / 268 |
| Map Reference | MB 3 FO 46 |
| Instrument Date | Oct 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 FRANKLIN ST, FREDERICK, MD 21701-5710 |
The 2025 property tax bill for 20 Franklin St was $3,527 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,133 | $300,800 Land $153,100 Building $147,700 | |
| 2025 | $3,527.00 | ||
| 2023 | $3,141.00 Homeowner's exemption | $184,967 | $232,300 Land $93,100 Building $139,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Franklin St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–1996) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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