20 Franklin Ave, Silver Spring, MD 20901 Property Records

Montgomery County property record for 20 Franklin Ave, Silver Spring, MD 20901

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,148 sqft · built 1938
Lot Size0.138 acres (6,001 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Dec 2005)
Tax Bill$5,790 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-00993971

Property Details

APN / Parcel Number

Primary APN13-00993971
Alternative APN
  • 00993971

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,148 sqft Living Area
1st Floor Area974 sqft
Basement Area250 sqft
Finished Basement250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,001 sqft (0.138 acres)
Garage Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number00993971
Street Address20 FRANKLIN AVE
CitySILVER SPRING
StateMD
Zip20901-3445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionBRANWELL PARK SEC 2
Legal SubdivisionBRANWILL PARK
Legal Block3
Legal Lot Number108
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group3
Census Block3000
Census Tract702302

Owner

Source: Montgomery County records · APN 13-00993971

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 FRANKLIN AVE, SILVER SPRING, MD 20901-3445
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2019Deed of Trust, Mortgage · Line of Credit
BANK-FUND STAFF FCU
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK-FUND STAFF FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2005 · Amount on Record
Deed SaleDec 05, 2005 · Amount on Record
Prior SaleDec 05, 2005 · Amount on Record
Deed Document Number200536749
Transfer Doc0313600672
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address20 FRANKLIN AVE, SILVER SPRING, MD 20901-3445
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0582400263
DateOct 04, 2019
Book Page58240/263
Lender
NameBANK-FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006
Agreement
TypeLine of Credit
AmountAmount Recorded
Term294 Months
DueMar 31, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address20 FRANKLIN AVE, SILVER SPRING, MD 20901-3445
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCLASSIC SETTLEMENTS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FRANKLIN AVE, SILVER SPRING, MD 20901-3445

Mortgage

Document Number0618260005
DateFeb 09, 2021
Book Page61826/5
Lender
NameBANK-FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueJan 01, 2031

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$529,367 (+5.76%)$558,200 (-) Land $280,200 Building $278,000
2025$5,790.00 (-4.6%)$500,533 (+8.11%)$558,200 (+18.34%) Land $280,200 Building $278,000
2024$6,069.00 (+24.03%)
2023$462,967$471,700 Land $255,200 Building $216,500
2022$4,893.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2010 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 726 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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