20 Francis St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 20 Francis St, Everett, MA 02149 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,672 sqft · built 1928
Lot Size	0.083 acres (3,598 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Oct 2018)
Tax Bill	$10,066 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L00007 000242 01`

Property Details

APN / Parcel Number

Primary APN	`L00007 000242 01`
Alternative APNs	`EVER M:L0 B:07 L:000242` `M:L00 B:007 L:000242-01` `L00007 00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,598 sqft (0.083 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	L00007 000242 01
Street Address	20 FRANCIS ST
City	EVERETT
State	MA
Zip	02149-4814
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	7
Legal Lot Number	242
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2002
Census Tract	342600

Owner

Source: Middlesex County and Everett City records · APN L00007 000242 01

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 FRANCIS ST, 20, EVERETT, MA 02149-4814
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Apr 07, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Oct 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Jul 24, 1998 · Amount on Record
Transfer Doc	1252-147
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	20 FRANCIS ST, EVERETT, MA 02149-4814
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001875917
Date	Apr 07, 2021
Instrument	1875917

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	20 FRANCIS ST, EVERETT, MA 02149-4814
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1875917
Date	Apr 07, 2021
Instrument	1875917

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Oct 17, 2018
Property Address	20 FRANCIS ST, EVERETT, MA 02149-4814
Document Number	0000099654
Instrument Date	Oct 16, 2018
Instrument	99654
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.60
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18-20 FRANCIS ST EVERETT MA 021494814, EVERETT, MA 02149-4814

Mortgage

Document Number	99655
Date	Oct 17, 2018
Instrument	99655

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Middlesex County and Everett City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,066.00 (+7.75%)	$883,800 (+8.42%) Land $247,800 Building $636,000
2024	$9,342.00 (+2.32%)	$815,200 (+5.19%) Land $226,600 Building $588,600
2023	$9,130.00	$775,000 Land $217,100 Building $557,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173426002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Netafy	Fixed Wireless (unlicensed)	150 / 150

May also be available at this address: Verizon, T-Mobile USA, AT&T, Radiate Holdings, Starry, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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