20 Francis Dr, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 20 Francis Dr, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,374 sqft · built 2008
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$864,000 (Jan 2022)
Tax Bill	$12,113 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:005 B:L:020-10`

Property Details

APN / Parcel Number

Primary APN	`M:005 B:L:020-10`
Alternative APNs	`UPTO M:005 L:020.10` `122`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,374 sqft Living Area
Gross Area	7,020 sqft
1st Floor Area	1,812 sqft
Basement Area	1,812 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 FRANCIS DR
City	UPTON
State	MA
Zip	01568-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	20.10
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1002
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 FRANCIS DR, UPTON, MA 01568-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP
May 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Book / Page	66976 / 374
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jan 20, 2022
Property Address	20 FRANCIS DR, UPTON, MA 01568-2518
Document Number	066976-374
Book / Page	66976 / 374
Instrument Date	Jan 20, 2022
Instrument	7672
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 FRANCIS DR, UPTON, MA 01568-2518

Mortgage

Document Number	0000007673
Date	Jan 20, 2022
Instrument	7673

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	May 1, 2018
Property Address	20 FRANCIS DR, UPTON, MA 01568-2518
Document Number	58741-36
Book / Page	058741 / 000036
Instrument Date	Apr 23, 2018
Instrument	41207
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,929.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 FRANCIS DR UPTON MA 015682518, UPTON, MA 01568-2518

Mortgage

Document Number	58741-39
Date	May 1, 2018
Book Page	058741/000039
Instrument	41208

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,113.00 (+3.12%)	$926,100 (+3.67%) Land $251,800 Building $674,300	$1,021,315 (+10.32%)
2025	$11,747.00 (+0.38%)	$893,300 (+4.42%) Land $251,800 Building $641,500	$925,775 (+1.75%)
2024	$11,703.00 (+34.92%)	$855,500 (+36.79%) Land $244,800 Building $610,700	$909,815
2023	$8,674.00	$625,400 Land $174,900 Building $450,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPTON DPW WATER/WASTEWATER DIVISION serves 4,420 people · EPA ID MA2303000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	11 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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