Middlesex County and Woburn City property record for 20 Frances Rd, Woburn, MA 01801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,824 sqft · built 1952 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Mar 2024) |
| Tax Bill | $6,108 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 146901754587 0 |
| Primary APN | 146901754587 0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 3,071 sqft |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 224 sqft |
| Unfinished Basement | 224 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 146901754587 0 |
|---|---|
| Street Address | 20 FRANCES RD |
| City | WOBURN |
| State | MA |
| Zip | 01801-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | WOBURN MA |
| Township / Civil Division | WOBURN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 333501 |
20 Frances Rd is owned and occupied by two individuals who bought it in March 2024.
Source: Middlesex County and Woburn City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 FRANCES RD, WOBURN, MA 01801-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK |
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Aug 23, 1991 · Amount on File |
| Deed Document Number | 202430702 |
| Deed Book / Page | 82611 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOBURN MA |
| Recording Date | Mar 28, 2024 |
| Property Address | 20 FRANCES RD, WOBURN, MA 01801-2212 |
| Document Number | 00082611-1 |
| Book / Page | 82611 / 1 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 30702 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 FRANCES RD, WOBURN, MA 01801-2212 |
| Document Number | 0000030703 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 30703 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.85% |
| Type Change Date | Apr 1, 2034 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 20 FRANCES RD, WOBURN, MA 01801-2212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 079214-336 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 79214/336 |
| Instrument | 255801 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 20 Frances Rd was $6,108, up 28.3% from the year before.
Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Woburn City |
| Unified School District | Woburn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,108.00 (+28.35%) | $715,200 (+21.12%) Land $280,700 Building $434,500 | $722,760 (+0.38%) |
| 2024 | $4,759.00 (+2.52%) | $590,500 (+10.66%) Land $267,400 Building $323,100 | $720,005 |
| 2023 | $4,642.00 | $533,600 Land $243,100 Building $290,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Frances Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 7 (1978–2001) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Frances Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures