20 Fowler St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 20 Fowler St, Westfield, MA 01085 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1930
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Aug 2018)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`WFLD M:4 L:66`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:4 L:66`
Alternative APN	`M:329004 B:00066 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,268 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 FOWLER ST
City	WESTFIELD
State	MA
Zip	01085-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	66
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1008
Census Tract	812702

Owner

Source: Hampden County and Westfield City records · APN WFLD M:4 L:66

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 FOWLER ST, WESTFIELD, MA 01085-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 15, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 06, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 24, 2018	Quit Claim Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Mar 10, 1994 · Amount on Record
Deed Book / Page	22328 / 506
Last Transfer Date	Jun 30, 2020
Transfer Doc	23350-562
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	20 FOWLER ST, WESTFIELD, MA 01085-3202
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023657-95
Date	Jan 19, 2021
Book Page	23657/95
Instrument	3866

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	20 FOWLER ST, WESTFIELD, MA 01085-3201
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22900-533
Date	Oct 15, 2019
Book Page	22900/533
Instrument	59730

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 06, 2020
Property Address	20 FOWLER ST, WESTFIELD, MA 01085-3201
Document Number	23350-562
Book / Page	023350 / 000562
Instrument Date	Jun 30, 2020
Instrument	42843
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FOWLER ST WESTFIELD MA 010853201, WESTFIELD, MA 01085-3201

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 24, 2018
Property Address	20 FOWLER ST, WESTFIELD, MA 01085-3201
Document Number	22328-506
Book / Page	22328 / 506
Instrument	50539
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223280508
Date	Aug 24, 2018
Instrument	22328/0508

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2048

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,384.00 (+9.08%)	$288,800 (+22.01%) Land $77,900 Building $210,900
2024			$304,380
2023	$4,019.00	$236,700 Land $67,400 Building $169,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138127021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1980–2011)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2011, rainfall accumulation, Tropical Storm Irene
Claims By Storm	Tropical Storm Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 485 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Westfield Gas & Electric	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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