20 Forge Dr, Mills River, NC 28759 Property Records

Henderson County property record for 20 Forge Dr, Mills River, NC 28759 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,742 sqft · built 1993
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jun 2015)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9610706227`

Property Details

APN / Parcel Number

Primary APN	`9610706227`
Alternative APNs	`9941324` `1010508`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,742 sqft Heated Area
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	282 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1010508
Street Address	20 FORGE DR
City	MILLS RIVER
State	NC
Zip	28759-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORGE MOUNTAIN ACRES LO7&11 SE4 PL2008-7476
Legal Subdivision	FORGE MOUNTAIN ACRES
Legal Block	70
Legal Lot Number	6227
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1043
Census Tract	930702

Owner

Source: Henderson County records · APN 9610706227

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 FORGE DR, MILLS RIVER, NC 28759-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Prior Sale	Sep 11, 2008 · Amount on Record
Deed Book / Page	1620 / 268
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	20 FORGE DR, MILLS RIVER, NC 28759-9690
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FORGE DR, MILLS RIVER, NC 28759-9690

Mortgage

Document Number	0039020465
Date	Apr 22, 2022
Book Page	3902/465
Instrument	978272

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,300 (-) Land $69,700 Building $277,600
2025	$1,496.00
2023		$347,300 Land $69,700 Building $277,600	$347,300 Land $69,700 Building $277,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 65% of North Carolina
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.