DuPage County property record for 20 Forest Ave, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 6,870 sqft · built 2016 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (May 2015) |
| Tax Bill | $35,676 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-13-309-002 |
| Primary APN | 07-13-309-002 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,870 sqft Living Area |
| Gross Area | 7,173 sqft |
| 1st Floor Area | 2,305 sqft |
| 2nd Floor Area | 2,275 sqft |
| Basement Area | 2,593 sqft |
| Finished Basement | 2,290 sqft |
| Unfinished Basement | 303 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 17.5 ft deep x 8 ft wide |
| Street Address | 20 FOREST AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LAIRDS WOODS |
| Legal Subdivision | LAIRDS WOODS |
| Legal Lot Number | 8 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 FOREST AVE, NAPERVILLE, IL 60540-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Aug 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2015 · Amount on Record |
| Deed Sale | May 5, 2015 · Amount on Record |
| Prior Sale | Jun 12, 2006 · Amount on Record |
| Deed Document Number | 201547498 |
| Prior Transfer Date | May 30, 2006 |
| Prior Transfer Doc | 0000110060 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 20 FOREST AVE, NAPERVILLE, IL 60540-4321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000008197 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | R2024-008197 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 20 FOREST AVE, NAPERVILLE, IL 60540-4321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000071461 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | R2019-071461 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 20 FOREST AVE, NAPERVILLE, IL 60540-4321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000091768 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | R2018-091768 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 17, 2017 |
| Property Address | 20 FOREST AVE, NAPERVILLE, IL 60540-4321 |
| Document Number | 0000084477 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 84477 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 FOREST AVE NAPERVILLE IL 605404321, NAPERVILLE, IL 60540-4321 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,676.00 (+16.6%) | $619,877 (+28.11%) Land $161,499 Building $458,378 | $1,859,631 (+28.11%) Land $484,497 Building $1,375,134 |
| 2022 | $30,598.00 Homeowner's exemption | $483,880 Land $127,060 Building $356,820 | $1,451,640 Land $381,180 Building $1,070,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–1996) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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