Kenton County property record for 20 Forest Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,900 sqft · built 1879 |
| Lot Size | 0.551 acres (24,031 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jun 2025) |
| Tax Bill | $3,825 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-10-086.00 |
| Primary APN | 003-40-10-086.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,900 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1879 |
| Exterior Material | Stucco |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 24,031 sqft (0.551 acres) |
| Lot Dimensions | 160 ft deep x 121 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 20 FOREST AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIXIE LAWN BLK B ALL 5 PT 4-6-7 BEING 121.1X160.65 IRREG ON FOREST |
| Legal Subdivision | DIXIE LAWNS |
| Legal Phase | B |
| Legal Block | B |
| Legal Lot Number | 5,4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64300 |
20 Forest Ave is owned and occupied by two individuals who bought it in June 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 FOREST AVE, ERLANGER, KY 41018-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on File |
| Deed Sale | Jun 27, 2025 · Amount on File |
| Deed Document Number | 202570 |
| Deed Book / Page | 349 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 20 FOREST AVE, ERLANGER, KY 41018-1648 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0005900081 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | KCM 705/855 |
| Instrument | 25111305900081 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 20 Forest Ave was $3,825.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,000 (+6.9%) Land $35,000 Building $275,000 | $310,000 (+6.9%) Land $35,000 Building $275,000 | |
| 2025 | $3,825.00 | $290,000 Land $35,000 Building $255,000 | $290,000 Land $35,000 Building $255,000 |
| 2023 | $3,164.00 Homeowner's exemption | $290,000 Land $35,000 Building $255,000 | $290,000 Land $35,000 Building $255,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Forest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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