20 Fordham Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 20 Fordham Ave, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,964 sqft · built 1983
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$1,235,000 (Apr 2005)
Tax Bill$56,958 (2025)
Deeds & MortgagesJul 2017 Line of Credit
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN551400 146-18-3-4

Property Details

APN / Parcel Number

Primary APN551400 146-18-3-4
Alternative APN
  • 140014601800030040000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,964 sqft Living Area
1st Floor Area2,964 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialWood
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address20 FORDHAM AVE
CityRYE
StateNY
Zip10580-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionMAP OF PARKWAY GARDENS
Legal Block3
Legal Lot Number4.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group2
Census Block2002
Census Tract7500

Owner

Source: Westchester County and Rye City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 FORDHAM AVE, RYE, NY 10580-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU
May 26, 2020Deed of Trust, Mortgage · ARM
BETHPAGE FCU
Sep 1, 2020Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2005 · Amount on Record
Deed SaleApr 13, 2005 · Amount on Record
Prior SaleApr 13, 2005 · Amount on Record
Deed Document Number2005450750057
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address20 FORDHAM AVE, RYE, NY 10580-2510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND BOUND SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0572083130
DateJul 27, 2017
Instrument572083130
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address20 FORDHAM AVE, RYE, NY 10580-2510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0601435783
DateMay 26, 2020
Instrument601435783
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate1.87%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2023
Change Frequency3 Years
Min Rate At Change2.5%
Max Rate At Change3.87%
Index3-Year CMT
Max Rate7.87%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address20 FORDHAM AVE, RYE, NY 10580-2510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0601435784
DateMay 26, 2020
Instrument601435784
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate1.87%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2035
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change3.87%
Index1-Year LIBOR
Max Rate7.87%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address20 FORDHAM AVE, RYE, NY 10580-2510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0602453240
DateSep 1, 2020
Instrument602453240
Lender
NameBETHPAGE FCU
TypeCredit Union
Address11174
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,958.00$28,900 (-) Land $6,300 Building $22,600$2,449,152 (+6.78%) Land $533,898 Building $1,915,254
2024$28,900 (-) Land $6,300 Building $22,600$2,293,651 (+2.38%) Land $500,000 Building $1,793,651
2023$28,900 Land $6,300 Building $22,600$2,240,310 Land $488,372 Building $1,751,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims50 (1978–2024)
Claims Outside the SFHA29 of 50
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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