20 Ford St, Ansonia, CT 06401 Property Records

Ansonia City property record for 20 Ford St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1960
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$246,500 (Oct 2021)
Tax Bill	$4,409 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36380`

Property Details

APN / Parcel Number

Primary APN	`36380`
Alternative APN	`ANSO M:079 B:0048 L:0030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	925 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	36380
Street Address	20 FORD ST
City	ANSONIA
State	CT
Zip	06401-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	48
Legal Lot Number	30
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2013
Census Tract	125100

Owner

20 Ford St is owned and occupied by two individuals who bought it in October 2021.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 FORD ST, ANSONIA, CT 06401-2760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PANORAMA MORTGAGE GROUP LLC
Mar 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage JPMORGAN CHASE BANK NA
Jul 17, 2017	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	20211832040002
Deed Book / Page	595 / 1111
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Oct 4, 2021
Property Address	20 FORD ST, ANSONIA, CT 06401-2760
Document Number	595-1111
Book / Page	595 / 1111
Instrument Date	Sep 22, 2021
Instrument	1832040002
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 JOHNSON ST, ANSONIA, CT 06401-3017

Mortgage

Document Number	1832050010
Date	Oct 4, 2021
Instrument	1832050010

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	20 FORD ST, ANSONIA, CT 06401-2760
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	587-985
Date	Mar 22, 2021
Book Page	587/985
Instrument	1803430016

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jul 17, 2017
Property Address	20 FORD ST, ANSONIA, CT 06401-2760
Document Number	552-979
Book / Page	552 / 979
Instrument	1629440003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5520982
Date	Jul 17, 2017
Instrument	00552/0982

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Ford St was $4,409, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,409.00 (+3.18%)	$149,660 (-) Land $56,000 Building $93,660	$330,809 (+215.77%)
2025	$4,273.00	$149,660 Land $56,000 Building $93,660	$104,762 Land $39,200 Building $65,562
2024	$4,273.00 (+8.81%)
2023	$3,927.00 (-19.1%)	$149,660 (+16.56%) Land $56,000 Building $93,660
2022	$4,854.00	$128,400 Land $51,100 Building $77,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ford St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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