Torrington City property record for 20 Ford Ln, Torrington, CT 06790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,373 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,000 (Nov 2022) |
| Tax Bill | $7,153 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2024 Mortgage + 1 more |
| APN | 14486 |
| Primary APN | 14486 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,373 sqft Living Area |
| Gross Area | 3,676 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 14486 |
|---|---|
| Street Address | 20 FORD LN |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-7402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 310803 |
Source: Torrington City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 FORD LN, TORRINGTON, CT 06790-7402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage NEST HOME LENDING LLC |
| Feb 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Nov 9, 2022 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on Record |
| Deed Sale | Nov 9, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2001 · Amount on Record |
| Deed Document Number | 2022479559 |
| Deed Book / Page | 1377 / 913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jun 3, 2026 |
| Property Address | 20 FORD LN, TORRINGTON, CT 06790-7402 |
| Document Number | 001462-748 |
| Book / Page | 1462 / 748 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026510420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 FORD LN, TORRINGTON, CT 06790-7402 |
| Document Number | 0000510420, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1462/748 |
| Instrument | 2026510420 |
| Name | NEST HOME LENDING LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.64% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 20 FORD LN, TORRINGTON, CT 06790-7402 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001407-996 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 1407/996 |
| Instrument | 2024-490042 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Nov 9, 2022 |
| Property Address | 20 FORD LN, TORRINGTON, CT 06790-7402 |
| Document Number | 001377-913 |
| Book / Page | 1377 / 913 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022-479559 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2022479560 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022-479560 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,153.00 (-12.98%) | $213,780 (-) Land $30,520 Building $183,260 | $354,394 (+136.82%) |
| 2025 | $8,220.00 | $213,780 (+88.7%) Land $30,520 Building $183,260 | $149,646 Land $21,364 Building $128,282 |
| 2024 | $8,220.00 (+51.3%) | ||
| 2023 | $5,433.00 (+2.43%) | $113,290 (+0.69%) Land $30,560 Building $82,730 | |
| 2022 | $5,304.00 | $112,510 Land $30,560 Building $81,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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