20 Florida St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 20 Florida St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	1,278 sqft · built 1923
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Mar 2021)
Tax Bill	$13,287 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00049-05-00611`

Property Details

APN / Parcel Number

Primary APN	`11-00049-05-00611`
Alternative APNs	`1100049000500611` `01844`

Interior

Stories	2 Stories
Building Area	1,278 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	100 ft deep x 44 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	01844
Street Address	20 FLORIDA ST
City	MAPLEWOOD
State	NJ
Zip	07040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-4
Legal Description	44X100
Legal Block	49.5
Legal Lot Number	611
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	3
Census Block	3009
Census Tract	19700

Owner

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 FLORIDA ST, MAPLEWOOD, NJ 07040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jun 29, 2020	Grant Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 13931
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	202136131
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 24, 2021
Property Address	20 FLORIDA ST, MAPLEWOOD, NJ 07040
Document Number	0000036131
Instrument Date	Mar 3, 2021
Instrument	2021036131
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1697 MOUNTAIN VIEW DR, 1697, BETHLEHEM, PA 18015-5837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FLORIDA ST, MAPLEWOOD, NJ 07040

Mortgage

Document Number	0000036132
Date	Mar 24, 2021
Instrument	2021036132

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 29, 2020
Property Address	20 FLORIDA ST, MAPLEWOOD, NJ 07040
Document Number	0000059706
Instrument Date	Jun 17, 2020
Instrument	59706
Transaction Type	Construction Loan
Record Updated	Jul 14, 2020
Title Company	ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	354 EISENHOWER PARKWAY PLAZA J # LIVINGSTON NJ 07039, LIVINGSTON, NJ 07039

Mortgage

Document Number	59707
Date	Jun 29, 2020
Instrument	59707

Lender

Name	LOAN FUNDER LLC SERIES 13931
Address	645 MADISON AVE # 19, NEW YORK, NY 10022-1010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 28, 2021

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 FLORIDA ST, MAPLEWOOD, NJ 07040
Document Number	0000102791
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FLORIDA ST MAPLEWOOD NJ 070403214, MAPLEWOOD, NJ 07040-3214

Mortgage

Document Number	0000102791
Date	Nov 27, 2017
Instrument	102791

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2032

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,400 (-) Land $236,800 Building $316,600	$553,400 (-) Land $236,800 Building $316,600
2025	$13,287.00 (+3.8%)	$553,400 (+42.19%) Land $236,800 Building $316,600	$553,400 (+42.19%) Land $236,800 Building $316,600
2024	$12,800.00 (-6.73%)
2023		$389,200 Land $165,000 Building $224,200	$389,200 Land $165,000 Building $224,200
2022	$13,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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