1. Home
  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. Flanders Ct

20 Flanders Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 20 Flanders Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,769 sqft · built 2014
Lot Size0.23 acres (10,019 sqft)
Owner2 Trust Names on File
Last Sale$225,840 (Nov 2014)
Deeds & MortgagesApr 2022 Mortgage
Jan 2026 Transfer
Flood ZoneZone X (minimal risk)
APNT050300156

Property Details

APN / Parcel Number

Primary APNT050300156
Alternative APN
  • 2-0098-9584-00-0B96.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,769 sqft Living Area
Gross Area4,018 sqft
1st Floor Area1,769 sqft
Basement Area1,649 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT050300156
Street Address20 FLANDERS CT
CityO FALLON
StateMO
Zip63366-4581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMPTON WOODS VLG B #2 LOT B96
Legal SubdivisionHAMPTON WOODS VLG B PH2
Legal Block96
Legal Lot NumberB96
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2002
Census Tract311604

Owner

20 Flanders Ct is owner-occupied and held in a trust since January 2026.

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address20 FLANDERS CT, O FALLON, MO 63366-4581
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 7, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2014 · Amount on File
Deed SaleNov 6, 2014 · Amount on File
Deed Document Number2014621070
Deed Book / Page6264 / 433
Last Transfer DateJan 5, 2026
Transfer Doc0000000886
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address20 FLANDERS CT, O FALLON, MO 63366-4581
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 FLANDERS CT, O FALLON, MO 63366-4581

Mortgage

Document Number0000018646
DateApr 1, 2022
Instrument2022R-018646
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJan 7, 2026
Property Address20 FLANDERS CT, O FALLON, MO 63366-4581
Document Number0000000886
Map ReferenceMB 41 PG 87&88
Instrument DateJan 5, 2026
Instrument2026R-000886
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address20 FLANDERS CT, O FALLON, MO 63366-4581

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$76,518 (-)$402,727 (-) Building $402,727
2025$76,518$402,727
2023$67,246
2022$353,924 Land $55,000 Building $298,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Flanders Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Flanders Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber		2,500 / 2,500
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Gateway Fiber.

Nearby Properties on Flanders Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures