20 Flagstaff Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 20 Flagstaff Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 618 sqft · built 2002
Lot Size	3.91 acres (170,320 sqft)
Owner	Individual Name on File
Last Sale	$589,000 (Dec 2020)
Tax Bill	$28 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`5 37I`

Property Details

APN / Parcel Number

Primary APN	`5 37I`
Alternative APN	`121`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	618 sqft Living Area
Gross Area	808 sqft
1st Floor Area	994 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	170,320 sqft (3.91 acres)

Exterior Amenities

Porch	Patio
Porch Area	70 sqft
Shed	1 Shed
Shed Area	140 sqft
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	121
Street Address	20 FLAGSTAFF RD
City	LANCASTER
State	VA
Zip	22503-3264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DURYEE TRACT 3.91 AC LOT 8 LR20/2932
Legal Subdivision	DURYEE TRACT
Legal Tract	3
Legal Lot Number	8
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	30100

Owner

Source: Lancaster County records · APN 5 37I

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 FLAGSTAFF RD, LANCASTER, VA 22503-3264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20202932
Last Transfer Date	Jul 18, 2025
Transfer Doc	0000001565
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	20 FLAGSTAFF RD, LANCASTER, VA 22503-3264
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000157
Date	Jan 22, 2020
Instrument	200000157

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	20 FLAGSTAFF RD, LANCASTER, VA 22503-3264
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001603
Date	Aug 16, 2018
Instrument	180001603

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 22, 2020
Property Address	20 FLAGSTAFF RD, LANCASTER, VA 22503-3264
Document Number	0200002932
Instrument Date	Dec 16, 2020
Instrument	200002932
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37971 SAYRE CT, PURCELLVILLE, VA 20132-3437

Mortgage

Document Number	0200002933
Date	Dec 22, 2020
Instrument	200002933

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28.00 (-98.79%)	$523,000 (+42.78%) Land $113,100 Building $409,900	$523,000 (+42.78%) Land $113,100 Building $409,900
2023	$2,307.00	$366,300 Land $103,100 Building $263,200	$366,300 Land $103,100 Building $263,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Virginia Everywhere Fiber	1,000 / 1,000

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flagstaff Rd

Nearby Streets

All Lancaster, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures