20 Ferry St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 20 Ferry St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 846 sqft · built 1982
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2003)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30 0001 0007 A`

Property Details

APN / Parcel Number

Primary APN	`30 0001 0007 A`
Alternative APN	`LAWR M:0030 B:0001 L:0007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	846 sqft Living Area
Gross Area	1,434 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	30 0001 0007 A
Street Address	20 FERRY ST
City	LAWRENCE
State	MA
Zip	01841-2267
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	1
Legal Lot Number	7
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3013
Census Tract	250800

Owner

Source: Essex County and Lawrence City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 FERRY ST, LAWRENCE, MA 01841-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Apr 6, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2003 · Amount on Record
Deed Sale	Jul 1, 2003 · Amount on Record
Deed Book / Page	7980 / 53
Last Transfer Date	Apr 1, 2021
Transfer Doc	16862-188
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	20 FERRY ST, LAWRENCE, MA 01841-2267
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016862-190
Date	Apr 6, 2021
Book Page	16862/190
Instrument	11386

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Apr 6, 2021
Property Address	20 FERRY ST, LAWRENCE, MA 01841-2267
Document Number	016862-188
Book / Page	16862 / 188
Instrument Date	Apr 1, 2021
Instrument	11385
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 FERRY ST # 7, 7, LAWRENCE, MA 01841-2267

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (+8.89%)	$291,000 (+14.43%) Building $291,000	$312,550
2024	$2,352.00 (+2.44%)	$254,300 (+12.52%) Building $254,300
2023	$2,296.00	$226,000 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2004–2023)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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