20 Ferrin Dr, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 20 Ferrin Dr, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,392 sqft · built 2006
Lot Size	0.928 acres (40,437 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2008)
Tax Bill	$8,635 (2025)
Deeds & Mortgages	Jan 2023 Refinance Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:152 B:000 L:029`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:152 B:000 L:029`
Alternative APN	`M:000G B:0000 L:0023P`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	4,288 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,437 sqft (0.928 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 FERRIN DR
City	SOUTHWICK
State	MA
Zip	01077-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	29
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	2
Census Block	2025
Census Tract	813102

Owner

20 Ferrin Dr is owned and occupied by two individuals who bought it in May 2008.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 FERRIN DR, SOUTHWICK, MA 01077-9265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 31, 2017	Deed of Trust, Mortgage CBC NATIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2008 · Amount on File
Deed Sale	May 2, 2008 · Amount on File
Prior Sale	Feb 24, 2006 · Amount on File
Transfer Doc	15789-308
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	20 FERRIN DR, SOUTHWICK, MA 01077-9265
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024888-505
Date	Jan 25, 2023
Book Page	24888/505
Instrument	4135

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	20 FERRIN DR, SOUTHWICK, MA 01077-9265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21838-445
Date	Aug 31, 2017
Book Page	21838/445
Instrument	51120

Lender

Name	CBC NATIONAL BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Ferrin Dr was $8,635, up 4.7% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,635.00 (+4.68%)	$554,600 (+4.01%) Land $84,700 Building $469,900	$760,760
2024	$8,249.00 (+8.07%)	$533,200 (+12.54%) Land $77,600 Building $455,600
2023	$7,633.00	$473,800 Land $77,600 Building $396,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ferrin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ferrin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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