Lake County property record for 20 Farris Cv, Ridgely, TN 38080
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,195 sqft · built 1998 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,500 (Feb 2023) |
| Tax Bill | $1,417 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048057 00824 |
| Primary APN | 048057 00824 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,195 sqft Living Area |
| 1st Floor Area | 1,195 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 139 ft deep x 102 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 FARRIS CV |
|---|---|
| City | RIDGELY |
| State | TN |
| Zip | 38080-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: L10 |
| Legal Subdivision | TURNBO SUBDIVISION |
| Legal Lot Number | 4 102 |
| Jurisdiction | LAKE TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 960200 |
Source: Lake County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 FARRIS CV, RIDGELY, TN 38080-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Warranty Deed, Transfer · USDA Mortgage FIRST CITIZENS NATIONAL BANK |
| Apr 7, 2020 | Deed of Trust, Mortgage FIRST CITIZENS NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on Record |
| Deed Sale | Feb 2, 2023 · Amount on Record |
| Prior Sale | Feb 24, 2014 · Amount on Record |
| Deed Document Number | 19257 |
| Deed Book / Page | 65 / 356 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE TN |
| Recording Date | Feb 2, 2023 |
| Property Address | 20 FARRIS CV, RIDGELY, TN 38080-6404 |
| Document Number | 000065/356 |
| Book / Page | 65 / 356 |
| Map Reference | MB LL PG 478 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 19257 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 FARRIS CV, RIDGELY, TN 38080-6404 |
| Document Number | 0000019258 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 19258 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE TN |
| Property Address | 20 FARRIS CV, RIDGELY, TN 38080-6404 |
| Document Number | 0000016837 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 100 FARRIS CV RIDGELY TN 380806405, RIDGELY, TN 38080-6405 |
| Document Number | 0000016837 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 000055/000340 |
| Instrument | 16837 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025-0370 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 12, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lake County |
| Municipality | Ridgely Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,417.00 | $29,800 (-) Land $2,975 Building $26,825 | |
| 2024 | $1,417.00 (+55.03%) | $29,800 (+53.81%) Land $2,975 Building $26,825 | $119,200 (+53.81%) Land $11,900 Building $107,300 |
| 2022 | $914.00 | $19,375 Land $1,225 Building $18,150 | $77,500 Land $4,900 Building $72,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGELY WATER SYSTEM serves 2,059 people · EPA ID TN0000579 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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