20 Farnham Cir, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 20 Farnham Cir, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,737 sqft · built 1822
Lot Size0.254 acres (11,064 sqft)
Owner2 Individual Names on Record
Last Sale$820,000 (Aug 2014)
Tax Bill$13,408 (2025)
Deeds & MortgagesMay 2021 Refinance
Jul 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:1270002000000

Property Details

APN / Parcel Number

Primary APNM:1270002000000
Alternative APN
  • NEED M:127.0 B:0020 L:0000.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,737 sqft Living Area
Gross Area3,293 sqft
1st Floor Area1,737 sqft
Basement Area684 sqft
Unfinished Basement684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1822
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,064 sqft (0.254 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address20 FARNHAM CIR
CityNEEDHAM
StateMA
Zip02492-1800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block20
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2005
Census Tract403400

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 FARNHAM CIR, NEEDHAM, MA 02492-1800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA
Jul 18, 2025Deed of Trust, Mortgage · Line of Credit
NEEDHAM BANK
May 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2014 · Amount on Record
Deed SaleAug 21, 2014 · Amount on Record
Prior SaleJul 10, 1991 · Amount on Record
Deed Book / Page32491 / 544
Transfer Doc032491-544
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address20 FARNHAM CIR, NEEDHAM, MA 02492-1800
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00039354-1
DateMay 4, 2021
Book Page39354/1
Instrument58525
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address20 FARNHAM CIR, NEEDHAM, MA 02492-1800
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042531-268
DateJul 18, 2025
Book Page42531/268
Instrument48280
Lender
NameNEEDHAM BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 1, 2045

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address20 FARNHAM CIR, NEEDHAM, MA 02492-1800
Transaction TypeMortgage
Record UpdatedMay 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39354-1
DateMay 4, 2021
Book Page39354/1
Instrument58525
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,408.00 (+7.54%)$1,264,900 (+32.3%) Land $799,400 Building $465,500$1,489,600 (-4.44%)
2024$1,558,760
2023$12,468.00$956,100 Land $506,100 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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