20 Falling Star Ct, Fletcher, NC 28732 Property Records

Buncombe County property record for 20 Falling Star Ct, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,472 sqft · built 2017
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$1,700,000 (Apr 2024)
Tax Bill	$5,878 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9685-12-1186-00000`

Property Details

APN / Parcel Number

Primary APN	`9685-12-1186-00000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,472 sqft Living Area
Gross Area	3,919 sqft
1st Floor Area	2,937 sqft
Basement Area	1,963 sqft
Finished Basement	954 sqft
Unfinished Basement	1,009 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	20 FALLING STAR CT
City	FLETCHER
State	NC
Zip	28732-0257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2024-04-30 DEE
Legal Description	DEED DATE: 2024-04-30 DEED: 6403-1476 SUBDIV: GRAND HIGHLANDS AT WATERFORD LAKES BLOCK: LOT: 50 SECTION: PLAT: 0112-0199
Legal Subdivision	GRAND HIGHLANDS AT WATERFORD LAKES
Legal Lot Number	50
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3017
Census Tract	3204

Owner

20 Falling Star Ct is owned and occupied by an individual who bought it in April 2024.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 FALLING STAR CT, FLETCHER, NC 28732-0257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 27, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Mar 14, 2017	Warranty Deed, Construction Loan · Construction Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	0064031476
Deed Book / Page	6403 / 1476
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	20 FALLING STAR CT, FLETCHER, NC 28732-0257
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 EBBY RDG, FAIRVIEW, NC 28730-7741

Mortgage

Document Number	0064031479
Date	Apr 30, 2024
Book Page	6403/1479

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 27, 2020
Property Address	20 FALLING STAR CT, FLETCHER, NC 28732-0257
Document Number	0058681250
Book / Page	5868 / 1250
Map Reference	MB 112 PG 199
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 339, ARDEN, NC 28704-0339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FALLING STAR CT, FLETCHER, NC 28732-0257

Mortgage

Document Number	0058681253
Date	Feb 27, 2020
Instrument	5868/1253

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 14, 2017
Property Address	20 FALLING STAR CT, FLETCHER, NC 28732-0257
Document Number	0055290008
Book / Page	5529 / 0008
Map Reference	MB 112 PG 199
Instrument Date	Mar 14, 2017
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15111, ASHEVILLE, NC 28813-0111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 339, ARDEN, NC 28704-0339

Mortgage

Document Number	0055290011
Date	Mar 14, 2017
Instrument	5529/0011

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Falling Star Ct was $5,878.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,878.00	$831,900
2023	$5,349.00	$831,900	$831,900 Land $127,600 Building $704,300
2021			$831,900 Land $127,600 Building $704,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Falling Star Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2021–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Falling Star Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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