Middlesex County and Reading Town property record for 20 Fairmount Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,355 sqft Living Area |
| Lot Size | 7,937 sqft (0.182 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $406,000 (2016) |
| Tax Bill | $7,273.00 (2025) |
| Primary APN | READ M:008.0-0000-0019.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,355 sqft Living Area |
| Gross Area | 2,543 sqft Gross Area |
| Basement Area | 700 sqft Basement |
| Unfinished Basement | 700 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,937 sqft (0.182 acres) |
| Garage Type | Attached Garage |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 120000000420 |
|---|---|
| Street Address | 20 FAIRMOUNT RD |
| City | READING |
| State | MA |
| Zip | 01867-4013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:008.0-0000-0019.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 FAIRMOUNT RD, READING, MA 01867-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Oct 13, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2016 · Amount on Record |
| Deed Sale | Jun 17, 2016 · Amount on Record |
| Deed Book / Page | 67452 / 294 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 FAIRMOUNT RD, READING, MA 01867-4013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081322-572 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 81322/572 |
| Instrument | 24761 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 20 FAIRMOUNT RD, READING, MA 01867-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75859-539 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 75859/539 |
| Instrument | 184286 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,273.00 (+3.09%) | $638,500 (+6.06%) Land $415,800 Building $222,700 | $676,970 (+6.69%) |
| 2024 | $7,055.00 (-2.27%) | $602,000 (+4.99%) Land $392,000 Building $210,000 | $634,505 |
| 2023 | $7,219.00 | $573,400 Land $373,400 Building $200,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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