20 Eugene St, #22, Rochester, NY 14606 Property Records

Monroe County and Gates Town property record for 20 Eugene St, #22, Rochester, NY 14606

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,160 sqft · built 1963
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Feb 2021)
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Jan 2022 Sale Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262600 104.11-2-5`

Property Details

APN / Parcel Number

Primary APN	`262600 104.11-2-5`
Alternative APN	`02204500000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Total Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,080 sqft
Game Room	Game Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	116 ft deep x 161 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02204500000
Street Address	20 EUGENE ST, 22
City	ROCHESTER
State	NY
Zip	14606-5512
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	0101- 1-02 20000 AC BEECHWOOD LRRA107 L158 P89
Legal Subdivision	BEECHWOOD GARDENS
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	2
Census Block	2007
Census Tract	14301

Owner

Source: Monroe County and Gates Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19 HINKLEYVILLE RD, SPENCERPORT, NY 14559-1003
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Dec 18, 2019	Warranty Deed, Transfer ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	2021530
Deed Book / Page	12465 / 101
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jan 25, 2022
Property Address	20-22 EUGENE ST, ROCHESTER, NY 14606
Document Number	0000001150
Book / Page	12617 / 503
Map Reference	LB 158 PG 89
Instrument Date	Dec 22, 2021
Instrument	202201251150
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 HINKLEYVILLE RD, SPENCERPORT, NY 14559-1003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HINKLEYVILLE RD, SPENCERPORT, NY 14559-1003

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 19, 2021
Property Address	20-22 EUGENE ST, ROCHESTER, NY 14606
Document Number	0000000530
Book / Page	12465 / 101
Map Reference	LB 158 PG 89
Instrument Date	Feb 1, 2021
Instrument	202102190530
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 92161, ROCHESTER, NY 14692-2161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HINKLEYVILLE RD, SPENCERPORT, NY 14559-1003

Mortgage

Document Number	0000000531
Date	Feb 19, 2021
Instrument	202102190531

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 18, 2019
Property Address	20-22 EUGENE ST, ROCHESTER, NY 14606
Document Number	0000001123
Book / Page	12286 / 290
Map Reference	LB 158 PG 89
Instrument Date	Nov 25, 2019
Instrument	201912181123
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1360 WEST AVE, 1360, HILTON, NY 14468-9172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 IRVINGTON DR, NORTH CHILI, NY 14514-1140

Mortgage

Document Number	0000001124
Date	Dec 18, 2019
Instrument	201912181124

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,265.00 (+4.97%)	$228,000 (+57.24%) Land $36,200 Building $191,800	$228,000 (+30.51%) Land $36,200 Building $191,800
2023		$145,000 (-) Land $25,000 Building $120,000	$174,700 (+9.67%) Land $30,121 Building $144,579
2022		$145,000 Land $25,000 Building $120,000	$159,300 Land $27,466 Building $131,834
2021	$6,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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