20 Estates Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 20 Estates Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,705 sqft · built 2013
Lot Size	3.26 acres (142,040 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,228 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35G-14`

Property Details

APN / Parcel Number

Primary APN	`35G-14`
Alternative APNs	`035G 14` `47343`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,705 sqft Living Area
Basement Area	2,690 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	142,040 sqft (3.26 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	47343
Old Parcel Number	035G 14
Street Address	20 ESTATES DR
City	FREDERICKSBURG
State	VA
Zip	22406-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 14 3.2608 AC ESTATES OF HARTWOOD
Legal Subdivision	ESTATES OF HARTWOOD
Legal Lot Number	14 3
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	2
Census Block	2015
Census Tract	10301

Owner

20 Estates Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Stafford County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	20 ESTATES DR, FREDERICKSBURG, VA 22406-4230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019
Deed Sale	Jul 31, 2019
Prior Sale	Aug 19, 2013 · Amount on File
Deed Document Number	190012653
Deed Book / Page	1300 / 20275
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	20 ESTATES DR, FREDERICKSBURG, VA 22406-4230
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SRVS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210041359
Date	Dec 17, 2021
Instrument	210041359

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	20 ESTATES DR, FREDERICKSBURG, VA 22406-4230
Document Number	190012654
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ESTATES DR FREDERICKSBURG VA 224064230, FREDERICKSBURG, VA 22406-4230

Mortgage

Document Number	190012654
Date	Jul 31, 2019
Instrument	12654

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Estates Dr was $6,228.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,228.00	$664,900 Land $210,000 Building $454,900	$664,900 Land $210,000 Building $454,900
2023	$5,929.00	$627,500 Land $170,000 Building $457,500	$627,500 Land $170,000 Building $457,500
2021	$4,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Estates Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Estates Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Virginia Broadband.

Nearby Properties on Estates Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures