Chester County property record for 20 Esprit Ter, Chesterbrook, PA 19087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,175 sqft · built 1980 |
| Lot Size | 0.102 acres (4,442 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Sep 2022) |
| Tax Bill | $515 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-5K-33 |
| Primary APN | 43-5K-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,175 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,442 sqft (0.102 acres) |
| View / Lot | Apt/Condo Complex |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 ESPRIT TER |
|---|---|
| City | CHESTERBROOK |
| State | PA |
| Zip | 19087-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 33 & DWG |
| Legal Subdivision | CHSTERBROOK PRCL 02 |
| Legal Lot Number | 33 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | TREDYFFRIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 300106 |
20 Esprit Ter is owned and occupied by two individuals who bought it in September 2022.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ESPRIT TER, CHESTERBROOK, PA 19087-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP |
| Sep 2, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on File |
| Deed Sale | Sep 2, 2022 · Amount on File |
| Prior Sale | Jul 11, 2007 · Amount on File |
| Deed Document Number | 202211943810 |
| Deed Book / Page | 10941 / 628 |
| Transfer Doc | 0000068435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 20 ESPRIT TER, CHESTERBROOK, PA 19087-5713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 20 ESPRIT TER, CHESTERBROOK, PA 19087-5713 |
| Document Number | 0115060379 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 11506/379 |
| Instrument | 12103165 |
| Name | AMWEST FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 2, 2022 |
| Property Address | 20 ESPRIT TER, CHESTERBROOK, PA 19087-5713 |
| Document Number | 0109410628 |
| Book / Page | 10941 / 628 |
| Map Reference | PL 2101 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 11943810 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 ESPRIT TER, CHESTERBROOK, PA 19087-5713 |
| Document Number | 0011943811 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 11943811 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
The 2026 property tax bill for 20 Esprit Ter was $515.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Tredyffrin Township |
| Unified School District | Tredyffrin-Easttown School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515.00 | $131,840 Land $34,100 Building $97,740 | $131,840 Land $34,100 Building $97,740 |
| 2024 | $4,643.00 | $131,840 Land $34,100 Building $97,740 | |
| 1998 | $131,840 Land $34,100 Building $97,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Esprit Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Esprit Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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