20 Enclave Ct, Waco, TX 76708 Property Records

McLennan County property record for 20 Enclave Ct, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,458 sqft · built 2020
Lot Size0.225 acres (9,805 sqft)
Owner2 Individual Names on File
Tax Bill$16,589 (2024)
Deeds & MortgagesDec 2018 Sale
May 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN480136550001100

Property Details

APN / Parcel Number

Primary APN480136550001100
Alternative APN
  • 341224

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms12 Rooms
Building Area5,458 sqft Living Area
1st Floor Area2,810 sqft
2nd Floor Area1,742 sqft
Basement Area906 sqft
Finished Basement906 sqft
FlooringTile
FireplaceFireplace
Security AlarmSecurity Alarm
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area9,805 sqft (0.225 acres)
Lot Dimensions116 ft deep x 83 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number341224
Street Address20 ENCLAVE CT
CityWACO
StateTX
Zip76708-1100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeO2
Legal DescriptionENCLAVE ADDITION LOT 10 BLOCK 1 ACRES .2251
Legal SubdivisionENCLAVE ADDITION
Legal Block1
Legal Lot Number10
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3015
Census Tract3000

Owner

Source: McLennan County records · APN 480136550001100

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 ENCLAVE CT, WACO, TX 76708-1100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2018Warranty Deed, Transfer
OTHER
May 30, 2018Loan Modification, Mortgage
TEXAS FIRST ST BK
May 30, 2017Loan Modification, Mortgage
TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2018
Deed SaleDec 10, 2018
Deed Document Number2018042568
Record UpdatedJun 08, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateDec 10, 2018
Property Address20 ENCLAVE CT, WACO, TX 76708-1100
Document Number0000042568
Instrument DateDec 10, 2018
Instrument42568
Transaction TypeTransfer
Record UpdatedApr 09, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address610 RICHARDSON DR HENDERSON TX 756543911, HENDERSON, TX 75654-3911

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address20 ENCLAVE CT, WACO, TX 76708-1100
Document Number0000019524
Instrument DateMay 30, 2018
Transaction TypeMortgage
Record UpdatedJul 02, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3126 WINDSOR AVE WACO TX 767083233, WACO, TX 76708-3233

Mortgage

Document Number0000019524
DateJun 13, 2018
Instrument19524
Lender
NameTEXAS FIRST ST BK
TypeBank
AddressWOODWAY, TX 76712
Agreement
AmountAmount Recorded
Term12 Months
DueJun 12, 2019

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address20 ENCLAVE CT, WACO, TX 76708-1100
Document Number0000017811
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedJun 19, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3126 WINDSOR AVE WACO TX 767083233, WACO, TX 76708-3233

Mortgage

Document Number0000017811
DateJun 05, 2017
Instrument17811
Lender
NameTEXAS FIRST ST BK
TypeBank
AddressWOODWAY, TX 76712
Agreement
AmountAmount Recorded
Term12 Months
DueJun 04, 2018
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$977,465 (-) Land $191,830 Building $785,635$977,465 (-) Land $191,830 Building $785,635
2024$16,589.00 (-0.29%)
2023$977,465 Land $191,830 Building $785,635$977,465 Land $191,830 Building $785,635
2022$16,637.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 1997 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 190 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF WACO
serves 146,241 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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