20 Emerson Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 20 Emerson Rd, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,761 sqft · built 2005
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Apr 2005)
Tax Bill	$18,785 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:66Z B:38`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:66Z B:38`
Alternative APN	`CNCD M:100 B:2 L:40`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,761 sqft Living Area
Gross Area	7,328 sqft
1st Floor Area	1,992 sqft
Attic	Attic
Attic Area	808 sqft
Basement Area	2,007 sqft
Unfinished Basement	2,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 EMERSON RD
City	CONCORD
State	NH
Zip	03301-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Block	38
Legal Lot Number	40
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1006
Census Tract	32500

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 EMERSON RD, CONCORD, NH 03301-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2005 · Amount on Record
Deed Sale	Apr 28, 2005 · Amount on Record
Prior Sale	Apr 28, 2005 · Amount on Record
Deed Book / Page	2770 / 819
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	20 EMERSON RD, CONCORD, NH 03301-3044
Document Number	0036602138
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 EMERSON RD CONCORD NH 033013044, CONCORD, NH 03301-3044

Mortgage

Document Number	0036602138
Date	Dec 31, 2019
Book Page	003660/002138
Instrument	24666

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2039

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,785.00 (+8.15%)	$645,300 (-0.22%) Land $160,600 Building $484,700
2023	$17,370.00 (+3.74%)	$646,700 (-) Land $160,600 Building $486,100
2022	$16,743.00	$646,700 Land $160,600 Building $486,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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