20 Emerald Way, Walpole, MA 02081 Property Records

Norfolk County and Walpole Town property record for 20 Emerald Way, Walpole, MA 02081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,108 sqft · built 2017
Lot Size	0.743 acres (32,373 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Mar 2017)
Tax Bill	$15,722 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A12-1212-003`

Property Details

APN / Parcel Number

Primary APN	`A12-1212-003`
Alternative APN	`WALP M:00013 B:00179 L:00004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,108 sqft Living Area
Gross Area	5,564 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,373 sqft (0.743 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	A12-1212-003
Street Address	20 EMERALD WAY
City	WALPOLE
State	MA
Zip	02081-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	179
Legal Lot Number	4
Jurisdiction	WALPOLE MA
Township / Civil Division	WALPOLE
Census Block Group	1
Census Block	1029
Census Tract	411301

Owner

20 Emerald Way is owned and occupied by an individual who acquired it in August 2019.

Source: Norfolk County and Walpole Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 EMERALD WAY, WALPOLE, MA 02081-2366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jun 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage LEADER BANK NA
Apr 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Deed Book / Page	34966 / 495
Last Transfer Date	Aug 28, 2019
Transfer Doc	37117-165
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	20 EMERALD WAY, WALPOLE, MA 02081-2366
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039969-49
Date	Oct 18, 2021
Book Page	39969/49
Instrument	132962

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	20 EMERALD WAY, WALPOLE, MA 02081-2366
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37951-497
Date	Jun 8, 2020
Book Page	37951/497
Instrument	52747

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	20 EMERALD WAY, WALPOLE, MA 02081-2366
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37734-510
Date	Apr 1, 2020
Book Page	37734/510
Instrument	29547

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALPOLE MA
Recording Date	Sep 3, 2019
Property Address	20 EMERALD WAY, WALPOLE, MA 02081-2366
Document Number	37117-165
Book / Page	037117 / 000165
Instrument Date	Aug 28, 2019
Instrument	77997
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 EMERALD WAY WALPOLE MA 020812366, WALPOLE, MA 02081-2366

Tax Assessment & Valuation

The 2026 property tax bill for 20 Emerald Way was $15,722, up 2.8% from the year before.

Source: Norfolk County and Walpole Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Walpole Town
Unified School District	Walpole School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,722.00 (+2.79%)	$1,262,800 (+5.93%) Land $433,300 Building $829,500	$1,362,901 (+4.4%)
2025	$15,295.00 (+3.75%)	$1,192,100 (+6.91%) Land $416,600 Building $775,500	$1,305,490 (-6.47%)
2024	$14,742.00 (+8.33%)	$1,115,100 (+13.81%) Land $400,600 Building $714,500	$1,395,740
2023	$13,609.00	$979,800 Land $348,300 Building $631,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Emerald Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Emerald Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALPOLE WATER DEPT serves 24,070 people · EPA ID MA4307000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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