20 Emerald St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 20 Emerald St, Newton, MA 02458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1928
Lot Size	0.093 acres (4,059 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Jul 2018)
Tax Bill	$8,130 (2026)
Deeds & Mortgages	Apr 2020 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14019 0010A`

Property Details

APN / Parcel Number

Primary APN	`14019 0010A`
Alternative APN	`NEWT S:14 B:019 L:0010A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,059 sqft (0.093 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14019 0010A
Street Address	20 EMERALD ST
City	NEWTON
State	MA
Zip	02458-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR2
Legal Block	19
Legal Lot Number	10A
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2004
Census Tract	373200

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 EMERALD ST, NEWTON, MA 02458-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 31, 2018	Quit Claim Deed, Transfer HINGHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Book / Page	71399 / 342
Last Transfer Date	Mar 31, 2020
Transfer Doc	74423-31
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Apr 7, 2020
Property Address	20 EMERALD ST, NEWTON, MA 02458-1214
Document Number	74423-31
Book / Page	74423 / 31
Instrument Date	Mar 31, 2020
Instrument	51061
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 EMERALD ST, NEWTON, MA 02458-1214

Mortgage

Document Number	74423-34
Date	Apr 7, 2020
Book Page	74423/34
Instrument	51062

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2045

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jul 31, 2018
Property Address	20 EMERALD ST, NEWTON, MA 02458-1214
Document Number	71399-342
Book / Page	71399 / 342
Instrument	115254
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 EMERALD ST, NEWTON, MA 02458-1214

Mortgage

Document Number	713990345
Date	Jul 31, 2018
Instrument	71399/0345

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,130.00 (+3.83%)	$839,000 (+5.01%) Land $718,000 Building $121,000	$913,327 (-11.55%)
2025	$7,830.00 (+3.42%)	$799,000 (+3%) Land $683,800 Building $115,200
2024	$7,571.00 (+6.04%)	$775,700 (+10.59%) Land $663,900 Building $111,800	$1,032,555
2023	$7,140.00	$701,400 Land $493,500 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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