20 Emerald Dr, Salem, NH 03079 Property Records

Rockingham County and Salem Town property record for 20 Emerald Dr, Salem, NH 03079

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,422 sqft · built 1999
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Aug 2019)
Tax Bill$10,776 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSLEM M:22 B:6326 L

Property Details

APN / Parcel Number

Primary APNSLEM M:22 B:6326 L

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,422 sqft Living Area
Gross Area5,952 sqft
1st Floor Area1,424 sqft
AtticAttic
Attic Area864 sqft
Basement Area848 sqft
Unfinished Basement176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address20 EMERALD DR
CitySALEM
StateNH
Zip03079-1299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal Block6326
JurisdictionSALEM TOWN NH
Township / Civil DivisionSALEM
Census Block Group1
Census Block1002
Census Tract100100

Owner

20 Emerald Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Rockingham County and Salem Town records, as of April 30, 2026

Owner of Record2 Individual Names on File
Mailing Address20 EMERALD DR, SALEM, NH 03079-1299
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L
Jun 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST TR BK
Aug 21, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRSTRUST BK
Jan 25, 2017Deed of Trust, Mortgage · Line of Credit
SERVICE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2019 · Amount on File
Deed SaleAug 21, 2019 · Amount on File
Prior SaleMay 10, 1999 · Amount on File
Deed Document Number201932686
Deed Book / Page6028 / 1424
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM TOWN NH
Property Address20 EMERALD DR, SALEM, NH 03079-1299
Document Number0062081504
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyNTC - KEY W

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 EMERALD DR SALEM NH 030791299, SALEM, NH 03079-1299

Mortgage

Document Number0062081504
DateDec 16, 2020
Book Page006208/001504
Instrument70865
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 15, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM TOWN NH
Property Address20 EMERALD DR, SALEM, NH 03079-1299
Document Number0061231282
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 EMERALD DR SALEM NH 030791299, SALEM, NH 03079-1299

Mortgage

Document Number0061231282
DateJun 5, 2020
Book Page006123/001282
Instrument26182
Lender
NameFIRST TR BK
TypeBank
AddressHORSHAM, PA 19044-2201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 4, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALEM TOWN NH
Recording DateAug 21, 2019
Property Address20 EMERALD DR, SALEM, NH 03079-1299
Document Number0060281424
Book / Page006028 / 001424
Instrument DateAug 21, 2019
Instrument32686
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyCOHEN CLOSING AND TITLE LLC, COHEN CLOSING & TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 EMERALD DR RAYMOND NH 03077, RAYMOND, NH 03077

Mortgage

Document Number60281426
DateAug 21, 2019
Book Page006028/001426
Instrument32687
Lender
NameFIRSTRUST BK
TypeBank
AddressHORSHAM, PA 19044-2201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 20, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM TOWN NH
Property Address20 EMERALD DR, SALEM, NH 03079-1299
Document Number0057951773
Book / Page005795 / 001773
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedFeb 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 EMERALD DR SALEM NH 030791299, SALEM, NH 03079-1299

Mortgage

Document Number0057951773
DateFeb 1, 2017
Book Page005795/001773
Instrument4924
Lender
NameSERVICE CU
TypeCredit Union
AddressPORTSMOUTH, NH 03801
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 31, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Emerald Dr was $10,776, up 4% from the year before.

Source: Rockingham County and Salem Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionSalem Town
Unified School DistrictSalem School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,776.00 (+4.01%)$593,400 (+0.8%) Land $211,500 Building $381,900
2024$10,361.00 (+3.78%)$588,700 (-) Land $211,500 Building $377,200
2023$9,984.00 (+5.66%)$588,700 (-) Land $211,500 Building $377,200$786,600
2022$9,449.00$588,700 Land $211,500 Building $377,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims12 (1987–2010)
Claims Outside the SFHA5 of 12
Most Recent ClaimFeb 2010 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, May 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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