20 Emerald Dr, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 20 Emerald Dr, Hampden, ME 04444

Property Summary

Property Type	Commercial
Details	built 2022
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$584,300 (Jan 2025)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Feb 2022 Refinance Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:01 B:0 L:054-C2`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:01 B:0 L:054-C2`
Alternative APNs	`M:01 B:0 L:054=C2` `3345`

Interior

Total Rooms	5 Rooms
Stories	2 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3345
Street Address	20 EMERALD DR
City	HAMPDEN
State	ME
Zip	04444-3101
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	13 - R
Legal Subdivision	EMERALD ESTS PH I
Legal Lot Number	54-C2
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	5
Census Block	5012
Census Tract	2000

Owner

Source: Penobscot County and Hampden Town records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2381 PULLMAN WAY, HUMMELSTOWN, PA 17036-6829
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Aug 21, 2017	Deed of Trust, Mortgage FIRST NATL BK
Sep 14, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	2025703
Deed Book / Page	17383 / 323
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	20 EMERALD DR, HAMPDEN, ME 04444-3101
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163870130
Date	Feb 17, 2022
Book Page	16387/130
Instrument	4779

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	20 EMERALD DR, HAMPDEN, ME 04444-3101
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145830244
Date	Aug 21, 2017
Book Page	14583/0244
Instrument	000000025667

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount Recorded

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Sep 14, 2022
Property Address	20 EMERALD DR, HAMPDEN, ME 04444-3101
Document Number	0166190297
Book / Page	16619 / 297
Instrument Date	Sep 13, 2022
Instrument	26726
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000026727
Date	Sep 14, 2022
Instrument	26727

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMPDEN ME
Recording Date	Jun 27, 2017
Property Address	20 EMERALD DR, HAMPDEN, ME 04444-3101
Document Number	0145280110
Book / Page	014528 / 000110
Instrument Date	Jun 26, 2017
Instrument	18885
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,163.00 (+28.72%)	$292,500 (+14.12%) Land $85,140 Building $207,360
2024	$4,011.00 (+5.83%)	$256,300 (+30.17%) Land $75,400 Building $180,900
2023	$3,790.00 (+57.33%)	$196,900 (+69.16%) Land $61,800 Building $135,100
2022	$2,409.00	$116,400 Land $52,900 Building $63,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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