20 Elm St, Walpole, NH 03608 Property Records

Cheshire County and Walpole Town property record for 20 Elm St, Walpole, NH 03608 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,322 sqft · built 1817
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jul 2025)
Tax Bill	$11,645 (2025)
Deeds & Mortgages	Aug 2024 Refinance Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WLPO M:00020 L:000018 S:000000`

Property Details

APN / Parcel Number

Primary APN	`WLPO M:00020 L:000018 S:000000`
Alternative APN	`M:00020 B:000018 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	4,322 sqft Living Area
Gross Area	8,056 sqft

Exterior

Year Built	Built 1817
Effective Year Built	Effective 1817
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Street Address	20 ELM ST
City	WALPOLE
State	NH
Zip	03608-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	WALPOLE TOWN NH
Township / Civil Division	WALPOLE
Census Block Group	2
Census Block	2050
Census Tract	970200

Owner

Source: Cheshire County and Walpole Town records · APN WLPO M:00020 L:000018 S:000000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 HIGH ST, WALPOLE, NH 03608-8803
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 15, 2025	Warranty Deed, Transfer · Conventional Mortgage SAVINGS BANK OF WALPOLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	2025996
Deed Book / Page	3315 / 1069
Record Updated	Jun 08, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Property Address	20 ELM ST, WALPOLE, NH 03608-8802
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03283-1340
Date	Aug 02, 2024
Book Page	3283/1340
Instrument	2405109

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Sep 01, 2036

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALPOLE TOWN NH
Recording Date	Jul 15, 2025
Property Address	20 ELM ST, WALPOLE, NH 03608-8802
Document Number	03315-1069
Book / Page	3315 / 1069
Instrument Date	Jul 14, 2025
Instrument	2504996
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 HIGH ST, WALPOLE, NH 03608-8803

Mortgage

Document Number	0002504997
Date	Jul 15, 2025
Instrument	2504997

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Cheshire County and Walpole Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Walpole Town
Unified School District	Fall Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,645.00 (+0.87%)	$674,700 (-) Land $176,700 Building $498,000
2024	$11,544.00 (+5.36%)	$674,700 (-) Land $176,700 Building $498,000
2023	$10,957.00 (-0.55%)	$674,700 (-) Land $176,700 Building $498,000
2022	$11,018.00	$674,700 Land $176,700 Building $498,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330059702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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